515 E 2nd St, Huxley, IA 50124 Property Records

Story County property record for 515 E 2nd St, Huxley, IA 50124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,471 sqft · built 2016
Lot Size	0.164 acres (7,150 sqft)
Owner	2 Individual Names on File
Last Sale	$222,500 (Aug 2020)
Tax Bill	$4,552 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2016 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-24-355-110`

Property Details

APN / Parcel Number

Primary APN	`13-24-355-110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,471 sqft Living Area
1st Floor Area	487 sqft
Basement Area	703 sqft
Unfinished Basement	703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	110 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	515 E 2ND ST
City	HUXLEY
State	IA
Zip	50124-8117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE RIDGE PLAT 1 LOT:33 HUXLEY
Legal Subdivision	PRAIRIE RIDGE PLAT 1
Legal Lot Number	33
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	1
Census Block	1041
Census Tract	10102

Owner

515 E 2nd St is owned and occupied by two individuals who bought it in August 2020.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 E 2ND ST, HUXLEY, IA 50124-8117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTH STORY BANK & TRUST
May 2, 2016	Warranty Deed, Subdivision Related Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on File
Deed Sale	Aug 4, 2020 · Amount on File
Prior Sale	May 2, 2016 · Amount on File
Deed Document Number	20208796
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Aug 4, 2020
Property Address	515 E 2ND ST, HUXLEY, IA 50124-8117
Document Number	0202008796
Instrument Date	Jul 30, 2020
Instrument	2020-08796
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 E 2ND ST, HUXLEY, IA 50124-8117
Investor	Possibly a Property Investor

Mortgage

Document Number	0202008797
Date	Aug 4, 2020
Instrument	2020-08797

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

May 2016: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 2, 2016
Property Address	515 E 2ND ST, HUXLEY, IA 50124-8117
Document Number	201600003601
Instrument Date	Apr 28, 2016
Instrument	2016-00003601
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 E 2ND ST, HUXLEY, IA 50124-8117

Mortgage

Document Number	201600003602
Date	May 2, 2016
Instrument	2016-00003602

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	395 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 515 E 2nd St was $4,552, down 2.5% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Huxley City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,552.00 (-2.53%)	$272,600 Land $59,800 Building $212,800	$272,600 Land $59,800 Building $212,800
2024	$4,670.00
2023		$265,300 Land $59,800 Building $205,500	$265,300 Land $59,800 Building $205,500
2022	$4,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 515 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUXLEY WATERWORKS DEPT serves 4,244 people · EPA ID IA8538066
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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