509 E 14th St, Sanford, FL 32771 Property Records

Seminole County property record for 509 E 14th St, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1971
Lot Size	0.284 acres (12,410 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2018)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-19-31-507-0600-0040`

Property Details

APN / Parcel Number

Primary APN	`31-19-31-507-0600-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,410 sqft (0.284 acres)
Lot Dimensions	146 ft deep x 85 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	258 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 E 14TH ST
City	SANFORD
State	FL
Zip	32771-2945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & E 30 FT OF LOT 3 BLK 6 SAN LANTA PB 3 PG 80
Legal Range	31
Legal Township	19
Legal Section	31
Legal Subdivision	SAN LANTA
Legal Tract	507
Legal Block	6
Legal Lot Number	3-4
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1008
Census Tract	20301

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	509 E 14TH ST, SANFORD, FL 32771-2945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 4, 2018	Warranty Deed, Transfer · FHA Mortgage PERL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Dec 19, 2012 · Amount on Record
Deed Document Number	2018113488
Deed Book / Page	09223 / 0840
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	509 E 14TH ST, SANFORD, FL 32771-2945
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 14TH ST, SANFORD, FL 32771-2945

Mortgage

Document Number	0098181902
Date	Jan 19, 2021
Book Page	9818/1902
Instrument	2021007256

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Oct 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 4, 2018
Property Address	509 E 14TH ST, SANFORD, FL 32771-2945
Document Number	0092230840
Book / Page	09223 / 0840
Map Reference	MB3 PG80
Instrument Date	Sep 27, 2018
Instrument	2018113488
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 AMBASSADOR AVE, 601, EUSTIS, FL 32726-4909

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E 14TH ST, SANFORD, FL 32771-2945

Mortgage

Document Number	2018113489
Date	Oct 4, 2018
Instrument	2018113489

Lender

Name	PERL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,767.00 (+20.12%)	$209,498 (+5.94%)	$209,498 (+5.94%) Land $82,365 Building $127,133
2023	$3,136.00 (+8.96%)	$197,755 (+8.95%)	$197,755 (+4.34%) Land $75,863 Building $121,892
2022	$2,878.00	$181,505	$189,538 Land $73,695 Building $115,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1983–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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