522 Division St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 522 Division St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,044 sqft · built 1950
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Aug 2025)
Tax Bill	$2,638 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-281-009`

Property Details

APN / Parcel Number

Primary APN	`09-29-281-009`
Alternative APNs	`929281009` `460B018`

Interior

Building Area	1,044 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	406 sqft

Location & Zoning

Street Address	522 DIVISION ST
City	PECATONICA
State	IL
Zip	61063-7728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF PECATONICA N78FT LOT 006 BLOCK3
Legal Subdivision	VILLAGE PECATONICA
Legal Block	3
Legal Lot Number	006
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1040
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8155 E BERRY VIEW DR, STILLMAN VALLEY, IL 61084-9032
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage HOLCOMB STATE BANK
Sep 6, 2019	Warranty Deed, Transfer · Line of Credit CITIZENS ST BK
Dec 11, 2017	Warranty Deed, Transfer · FHA Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	202520553
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 16, 2025
Property Address	522 DIVISION ST, PECATONICA, IL 61063-7728
Document Number	0000023884
Map Reference	DB Y PG 496
Instrument Date	Sep 10, 2025
Instrument	2523884
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8155 E BERRY VIEW DR, STILLMAN VALLEY, IL 61084-9032

Mortgage

Document Number	0000023885
Date	Sep 16, 2025
Instrument	2523885

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.88%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 27, 2021
Property Address	522 DIVISION ST, PECATONICA, IL 61063-7728
Document Number	0000026275
Map Reference	DB PG 496
Instrument Date	Jul 23, 2021
Instrument	2126275
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 DIVISION ST, PECATONICA, IL 61063-7728

Mortgage

Document Number	0000026276
Date	Jul 27, 2021
Instrument	2126276

Lender

Name	HOLCOMB STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 6, 2019
Property Address	522 DIVISION ST, PECATONICA, IL 61063-7728
Document Number	0001030079
Instrument Date	Aug 30, 2019
Instrument	1030079
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17909 KELLEY RD PECATONICA IL 610639315, PECATONICA, IL 61063-9315

Mortgage

Document Number	1030080
Date	Sep 6, 2019
Instrument	1030080

Lender

Name	CITIZENS ST BK
Type	Bank
Address	LENA, IL 61048

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 5, 2022

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 11, 2017
Property Address	522 DIVISION ST, PECATONICA, IL 61063-7728
Document Number	0001039851
Instrument Date	Dec 8, 2017
Instrument	1039851
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 DIVISION ST PECATONICA IL 610637728, PECATONICA, IL 61063-7728

Mortgage

Document Number	1039852
Date	Dec 11, 2017
Instrument	1039852

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	ROCKFORD, IL 61114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,638.00 (+1.19%)	$42,472 (+7.41%) Land $4,224 Building $38,248	$127,416 (+7.41%) Land $12,672 Building $114,744
2024	$2,607.00 Homeowner's exemption	$39,542 (+17.95%) Land $3,933 Building $35,609	$118,626 (+17.95%) Land $11,799 Building $106,827
2022	Homeowner's exemption	$33,524 Land $3,335 Building $30,189	$100,572 Land $10,005 Building $90,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

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