421 Division St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 421 Division St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,064 sqft · built 1908
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,000 (May 2007)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-29-255-027`

Property Details

APN / Parcel Number

Primary APN	`09-29-255-027`
Alternative APNs	`929255027` `461A264`

Interior

Building Area	1,064 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	384 sqft

Location & Zoning

Account Number	461A264
Street Address	421 DIVISION ST
City	PECATONICA
State	IL
Zip	61063-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N57 1/2FT X 148 1/2FT EPT TRACT S OF LOT 36 SEC: 29 TWP: 027 RANGE: 010 ACRES: 0.20
Legal Range	10E
Legal Township	27N
Legal Section	29
Legal Tract	S
Legal Lot Number	36
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	1
Census Block	1034
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 DIVISION ST, PECATONICA, IL 61063-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2007 · Amount on Record
Deed Sale	May 4, 2007 · Amount on Record
Deed Document Number	2007725475
Record Updated	Sep 20, 2026

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 30, 2017
Property Address	421 DIVISION ST, PECATONICA, IL 61063-9785
Document Number	0001034861
Instrument Date	Oct 21, 2017
Instrument	1034861
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	AVENUE 365 LENDER SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 DIVISION ST PECATONICA IL 610639785, PECATONICA, IL 61063-9785

Mortgage

Document Number	1034862
Date	Oct 30, 2017
Instrument	1034862

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 29, 2032

Interest

Rate	4%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00	$29,128 (+16.29%) Land $4,217 Building $24,911	$87,384 (+16.29%) Land $12,651 Building $74,733
2022	Homeowner's exemption	$25,047 Land $3,328 Building $21,719	$75,141 Land $9,984 Building $65,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200