522 Division St, Geneva, IL 60134 Property Records

Kane County property record for 522 Division St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 1952
Lot Size	0.143 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$301,000 (Jul 2024)
Tax Bill	$5,287 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-128-005`

Property Details

APN / Parcel Number

Primary APN	`12-02-128-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,284 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	522 DIVISION ST
City	GENEVA
State	IL
Zip	60134-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 13 IN WESTERN SAMARITAN SUB. -PT. VACATED-
Legal Subdivision	WESTERN SAMARITAN SUB
Legal Block	13
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5000
Census Tract	852500

Owner

Source: Kane County assessment roll, APN 12-02-128-005, as of December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	706B JEANES DR, SAINT JOSEPH, IL 61873-9360
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Jun 09, 2014 · Amount on Record
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	0000074733
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 03, 2020
Property Address	522 DIVISION ST, GENEVA, IL 60134-1552
Document Number	0000074733
Instrument Date	Nov 10, 2020
Instrument	2020K074733
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FOX TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 DIVISION ST, GENEVA, IL 60134-1552

Mortgage

Document Number	0000074734
Date	Dec 03, 2020
Instrument	2020K074734

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,287.00 (+10.65%)
2024		$74,851 (+18.38%) Land $29,253 Building $45,598	$224,643 (+18.43%) Land $87,794 Building $136,849
2022	$4,778.00 (+3.24%) Homeowner's exemption	$63,229 (+3.86%) Land $24,711 Building $38,518	$189,687 (+3.86%) Land $74,133 Building $115,554
2021	$4,628.00 Homeowner's exemption	$60,879 Land $23,793 Building $37,086	$182,637 Land $71,379 Building $111,258

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898525005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 353 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0890350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GENEVA serves 21,247 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.