522 Cypress Bend, Oldsmar, FL 34677 Property Records

Pinellas County property record for 522 Cypress Bend, Oldsmar, FL 34677 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2002
Square Footage	2,962 sqft Living Area
Lot Size	26,201 sqft (0.602 acres)
Garage	Attached, 440 sqft
Occupancy	Owner Occupied
Last Sale	$346,000 (2014)
Tax Bill	$5,484.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-4570-9`
Alternative APNs	`14-28-16-98573-000-0060` `281614985730000060` `R407108`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,962 sqft Living Area
Gross Area	3,574 sqft Gross Area
1st Floor	1,831 sqft 1st Floor
Upper Floors	1,131 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Composition Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	26,201 sqft (0.602 acres)
Depth X Width	91 ft x 289 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage

Exterior Amenities

Deck Area	400 sqft Deck
Patio Area	100 sqft Patio
Porch	Open Porch
Porch Area	172 sqft Porch
Water Feature	Water Feature

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	R407108
Street Address	522 CYPRESS BND
City	OLDSMAR
State	FL
Zip	34677-5513
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WOODS OF FOREST LAKES PHASE TWO - UNIT TWO LOT 6
Legal Range	16E
Legal Township	28S
Legal Section	14
Legal Subdivision	WOODS OF FOREST LAKES
Legal Phase	2
Legal Tract	98573
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Minor Civil Division	TARPON SPRINGS
Census Blockgroup	2
Census Block	2018
Census Tract	27327

Owner

Source: Pinellas County records · APN C62-000-759-4570-9

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 CYPRESS BND, OLDSMAR, FL 34677-5513
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2014 · Amount on Record
Deed Sale	Nov 19, 2014 · Amount on Record
Prior Sale	Oct 05, 2009 · Amount on Record
Deed Doc Number	2014321220
Deed Book / Page	18595 / 401
Prior Transfer Date	Sep 25, 2009
Prior Transfer Doc	0167161604
Record Refreshed	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	522 CYPRESS BND, OLDSMAR, FL 34677-5513
Document Number	0203860893
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	522 CYPRESS BND OLDSMAR FL 346775513, OLDSMAR, FL 34677-5513

Mortgage

Document Number	0203860893
Date	Jan 04, 2019
Book Page	020386/000893
Instrument	4083

Lender

Name	BAY TO BAY LNDG
Address	TAMPA, FL 33606

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jan 03, 2049

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,745.00 (+4.76%) Homeowner's exemption	$369,472 (+5.13%)	$785,169 (-4.2%) Land $314,133 Building $471,036
2024	$5,484.00 (+1.46%)
2023	$5,405.00 (+2.74%) Homeowner's exemption	$351,428 (+3%)	$819,591 (+1.86%) Land $455,558 Building $364,033
2022	$5,261.00 Homeowner's exemption	$341,192	$804,595 Land $534,117 Building $270,478

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.