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518 Cypress Bend, Oldsmar, FL 34677 Property Records

Pinellas County property record for 518 Cypress Bend, Oldsmar, FL 34677 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,376 sqft · built 2000
Lot Size0.278 acres (12,101 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Feb 2018)
Tax Bill$7,313 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-759-4559-2

Property Details

APN / Parcel Number

Primary APNC62-000-759-4559-2
Alternative APNs
  • 14-28-16-98572-000-0040
  • 281614985720000040
  • R404678

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,376 sqft Living Area
Gross Area4,374 sqft
1st Floor Area1,583 sqft
Upper Floors Area1,793 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area12,101 sqft (0.278 acres)
Lot Dimensions139 ft deep x 91 ft wide
Garage TypeAttached
Garage Area670 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area328 sqft
Deck Area140 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR404678
Street Address518 CYPRESS BND
CityOLDSMAR
StateFL
Zip34677-5513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODS OF FOREST LAKES PHASE TWO - UNIT ONE LOT 4
Legal Range16E
Legal Township28S
Legal Section14
Legal SubdivisionWOODS OF FOREST LAKES
Legal Phase2
Legal Tract98572
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2018
Census Tract27327

Owner

Source: Pinellas County records · APN C62-000-759-4559-2

Assessment roll updated December 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address518 CYPRESS BND, OLDSMAR, FL 34677-5513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Feb 19, 2018Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 19, 2018 · Amount on Record
Deed SaleFeb 19, 2018 · Amount on Record
Prior SaleMay 13, 2009 · Amount on Record
Deed Document Number201850894
Deed Book / Page19945 / 1772
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address518 CYPRESS BND, OLDSMAR, FL 34677-5513
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 CYPRESS BND, OLDSMAR, FL 34677-5513

Mortgage

Document Number0211611048
DateSep 11, 2020
Book Page21161/1048
Instrument2020271984
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 19, 2018
Property Address518 CYPRESS BND, OLDSMAR, FL 34677-5513
Document Number0199451772
Book / Page19945 / 1772
Map ReferenceMB121 PG67
Instrument DateFeb 16, 2018
Instrument2018050894
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyBAY TO BAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18811 GERACI RD, 18811, LUTZ, FL 33548-4988

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 CYPRESS BND, OLDSMAR, FL 34677-5513

Mortgage

Document Number2018050895
DateFeb 19, 2018
Instrument2018050895
Lender
NameSYNOVUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,313.00 (+7.09%) Homeowner's exemption$458,960 (+5.99%)$723,765 (+10.2%) Land $157,778 Building $565,987
2023$6,829.00 (+2.66%) Homeowner's exemption$433,034 (+3%)$656,792 (+7.93%) Land $226,432 Building $430,360
2022$6,652.00 Homeowner's exemption$420,421$608,520 Land $275,689 Building $332,831

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273272, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 230 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies230 in force
138 of 230 on primary residences
Nearby Flood Claims51 (1988–2024)
Claims Outside the SFHA17 of 51
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 29 claims
  • Hurricane Helene (Oct 2024), 3 claims
  • Hurricane Debby (Aug 2024), 2 claims

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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