Hampden County and West Springfield Town City property record for 522 Cold Spring Ave, Apt 1, West Springfield, MA 01089
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 541 sqft · built 1943 |
| Owner | Individual Name on File |
| Last Sale | $64,900 (May 2019) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | C01-16052-21-001 |
| Primary APN | C01-16052-21-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 541 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | C01-16052-21-001 |
|---|---|
| Street Address | 522 COLD SPRING AVE, 1 |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-4078 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 16 |
| Legal Lot Number | 5221 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 812300 |
522 Cold Spring Ave, Apt 1 is owned and occupied by an individual who bought it in May 2019.
Source: Hampden County and West Springfield Town City records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 COLD SPRING AVE, 1, WEST SPRINGFIELD, MA 01089-4078 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2019 · Amount on File |
| Deed Sale | May 23, 2019 · Amount on File |
| Prior Sale | May 29, 2009 · Amount on File |
| Deed Document Number | 201926642 |
| Deed Book / Page | 22676 / 569 |
| Prior Transfer Date | May 22, 2019 |
| Prior Transfer Doc | 22676-569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | May 23, 2019 |
| Property Address | 522 COLD SPRING AVE APT 1, 1, WEST SPRINGFIELD, MA 01089-4078 |
| Document Number | 22676-569 |
| Book / Page | 022676 / 000569 |
| Instrument Date | May 22, 2019 |
| Instrument | 26642 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $301.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 COLD SPRING AVE #1A WEST SPRINGFIELD MA 010893750, 1A, WEST SPRINGFIELD, MA 01089-3750 |
| Document Number | 22676-572 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 022676/000572 |
| Instrument | 26643 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2049 |
The 2025 property tax bill for 522 Cold Spring Ave, Apt 1 was $1,511, down 1.7% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,511.00 (-1.69%) | $101,600 (-2.12%) Building $101,600 | $115,425 |
| 2024 | $1,537.00 (+19.05%) | $103,800 (+24.91%) Building $103,800 | |
| 2023 | $1,291.00 | $83,100 Building $83,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Cold Spring Ave, Apt 1 in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 522 Cold Spring Ave, Apt 1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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