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  6. 522 Cold Spring Ave

522 Cold Spring Ave, #3, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 522 Cold Spring Ave, #3, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 541 sqft · built 1943
OwnerIndividual Name on Record
Last Sale$135,000 (May 2023)
Tax Bill$1,753 (2025)
Deeds & MortgagesMay 2023 Sale
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APNC01-16052-23-001

Property Details

APN / Parcel Number

Primary APNC01-16052-23-001
Alternative APN
  • WSPR M:00C01 B:00016 L:05223

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units4 Units
Stories1 Story
Building Area541 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-16052-23-001
Street Address522 COLD SPRING AVE, 3
CityWEST SPRINGFIELD
StateMA
Zip01089-4078
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block16
Legal Lot Number5223
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address522 COLD SPRING AVE, 3, WEST SPRINGFIELD, MA 01089-4078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Quit Claim Deed, Transfer
Sep 28, 2018Deed of Trust, Mortgage · Conventional with PMI
WESTFIELD BK
Sep 28, 2018Condominium Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Prior SaleSep 28, 2018 · Amount on Record
Deed Document Number202320620
Deed Book / Page24996 / 426
Prior Transfer DateMay 2, 2023
Prior Transfer Doc024996-426
Record UpdatedOct 29, 2026

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 8, 2023
Property Address522 COLD SPRING AVE # 3, 3, WEST SPRINGFIELD, MA 01089-4078
Document Number024996-426
Book / Page24996 / 426
Instrument DateMay 2, 2023
Instrument20620
Transaction TypeTransfer
Record UpdatedMay 26, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 COLONIAL AVE, EASTHAMPTON, MA 01027-1048

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address522 COLD SPRING AVE # 3, 3, WEST SPRINGFIELD, MA 01089-4078
Document Number22383-204
Instrument DateSep 28, 2018
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 COOPER ST WEST SPRINGFIELD MA 01089, WEST SPRINGFIELD, MA 01089

Mortgage

Document Number22383-204
DateSep 28, 2018
Book Page022383/000204
Instrument58798
Lender
NameWESTFIELD BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueSep 27, 2038

September 2018: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateSep 28, 2018
Property Address522 COLD SPRING AVE # 3, 3, WEST SPRINGFIELD, MA 01089-4078
Document Number22383-201
Book / Page022383 / 000201
Instrument DateSep 20, 2018
Instrument58797
Transaction TypeTransfer
Record UpdatedJan 16, 2019

Transaction

AmountAmount Recorded
Tax$295.28
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 COOPER ST AGAWAM MA 010012178, AGAWAM, MA 01001-2178

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,753.00 (+13.02%)$117,900 (+12.61%) Building $117,900$146,110
2024$1,551.00 (+19.12%)$104,700 (+24.94%) Building $104,700
2023$1,302.00$83,800 Building $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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