San Diego County property record for 522 Calle Montecito, Unit 119, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 806 sqft · built 1985 |
| Lot Size | 6.97 acres (303,705 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Jan 2019) |
| Tax Bill | $2,809 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-560-10-47 |
| Primary APN | 157-560-10-47 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 806 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Condo/Apartment |
| Lot Area | 303,705 sqft |
| View / Lot | Lake |
| Street Address | 522 CALLE MONTECITO, 119 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5278 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 5 US119PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806 |
| Legal Subdivision | LIBBY LAKE CONDO |
| Legal Tract | 009806 |
| Legal Block | 2 |
| Legal Lot Number | 5,1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 18618 |
Source: San Diego County records · APN 157-560-10-47
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 CALLE MONTECITO, 119, OCEANSIDE, CA 92057-5278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Jan 30, 2019 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2019 · Amount on Record |
| Deed Sale | Jan 30, 2019 · Amount on Record |
| Prior Sale | Jul 09, 2013 · Amount on Record |
| Deed Document Number | 201933909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 522 CALLE MONTECITO UNIT 119, 119, OCEANSIDE, CA 92057-5278 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 522 CAILE MONTECITO #119 119, 119, OCEANSIDE, CA 92057-5278 |
| Document Number | 0000674153 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-0674153 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 30, 2019 |
| Property Address | 522 CALLE MONTECITO UNIT 119, 119, OCEANSIDE, CA 92057-5278 |
| Document Number | 0000033909 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 33909 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2019 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 CALLE MONTECITO #119 OCEANSIDE CA 920575278, 119, OCEANSIDE, CA 92057-5278 |
| Document Number | 33910 |
|---|---|
| Date | Jan 30, 2019 |
| Instrument | 33910 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $259,417 (+2%) Land $160,490 Building $98,927 | |
| 2025 | $2,809.00 (+5.28%) Homeowner's exemption | $254,332 (+4.04%) Land $157,344 Building $96,988 |
| 2023 | $2,668.00 (+1.6%) Homeowner's exemption | $244,458 Land $151,235 Building $93,223 |
| 2022 | $2,626.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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