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522 Calle Montecito, Unit 118, Oceanside, CA 92057 Property Records

San Diego County property record for 522 Calle Montecito, Unit 118, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleCondo/Apartment
Year BuiltBuilt 1985
Square Footage856 sqft Living Area
Lot Size6.97 acres
Last Sale$103,000 (2011)
Tax Bill$1,491.00 (2025)

Owner

Source: San Diego County records · APN 157-560-10-46

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1221 WINDSOR RD, CARDIFF BY THE SEA, CA 92007-1344
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 15, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2011 · Amount on Record
Deed SaleJul 29, 2011 · Amount on Record
Prior SaleJul 25, 2005 · Amount on Record
Deed Doc Number2011386629
Last Transfer DateApr 05, 2022
Transfer Doc0000166403
Record RefreshedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 15, 2022
Property Address522 CALLE MONTECITO UNIT 118, 118, OCEANSIDE, CA 92057-5278
Document Number0000166405
Map ReferenceMAP 9806
Instrument DateApr 05, 2022
Instrument2022-0166405
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1221 WINDSOR RD, 1221, CARDIFF, CA 92007-1344

Transferred To (Grantee/Buyer)

NameVerified Name

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 15, 2022
Property Address522 CALLE MONTECITO UNIT 118, 118, OCEANSIDE, CA 92057-5278
Document Number0000166403
Map ReferenceMAP 9806
Instrument DateApr 05, 2022
Instrument2022-0166403
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1221 WINDSOR RD, CARDIFF, CA 92007-1344

Mortgage

Document Number0000166404
DateApr 15, 2022
Instrument2022-0166404
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$131,947 (+2%) Land $67,896 Building $64,051
2025$1,491.00 (+1.98%)$129,361 (+4.04%) Land $66,565 Building $62,796
2024$1,462.00 (+3.18%)
2023$1,417.00 (+1.5%)$124,339 Land $63,981 Building $60,358
2022$1,396.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN157-560-10-46

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area856 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment Style
Lot Area303,705 sqft
ViewLake View

Location & Zoning

Street Address522 CALLE MONTECITO, 118
CityOCEANSIDE
StateCA
Zip92057-5278
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 5 US118PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal SubdivisionLIBBY LAKE CONDO
Legal Tract009806
Legal Block2
Legal Lot Number5,1
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2000
Census Tract18618

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