St. Joseph County property record for 522 Cherry St, Sturgis, MI 49091
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,154 sqft · built 1947 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-130-018-00 |
| Primary APN | 052-130-018-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,154 sqft Building Perimeter |
| 1st Floor Area | 1,154 sqft |
| Basement Area | 577 sqft |
| Unfinished Basement | 577 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Ranch |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 107 ft deep x 75 ft wide |
| Garage Area | 280 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 522 CHERRY ST |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 & E 1/2 LOT 22 CLIFF HEIGHTS ADD CITY OF STURGIS. |
| Legal Subdivision | CLIFF ADD |
| Legal Lot Number | 19,22 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | STURGIS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 40500 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 522 CHERRY ST, STURGIS, MI 49091-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STURGIS BANK & TRUST CO |
| Jun 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO |
| Oct 20, 2021 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Aug 6, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Deed Book / Page | 588 / 18 |
| Last Transfer Date | Jul 31, 2018 |
| Transfer Doc | 1925/0972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 522 CHERRY ST, STURGIS, MI 49091-2201 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1207 WILSON AVE, STURGIS, MI 49091-2269 |
| Document Number | 2025009284 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025009284 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 86 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 522 CHERRY ST, STURGIS, MI 49091-2201 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 522 CHERRY ST, STURGIS, MI 49091-2201 |
| Document Number | 2023004516 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023004516 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 522 CHERRY ST, STURGIS, MI 49091-2201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 522 CHERRY ST, STURGIS, MI 49091-2201 |
| Document Number | 2021010574 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021010574 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 6, 2018 |
| Property Address | 522 CHERRY ST, STURGIS, MI 49091-2201 |
| Document Number | 1925/0972 |
| Book / Page | 1925 / 0972 |
| Map Reference | LB2 PG8 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 522 CHERRY ST, 522, STURGIS, MI 49091-2201 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 842, STURGIS, MI 49091-0842 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Sturgis City |
| Unified School District | Sturgis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,200 (+10.1%) Land $5,800 Building $69,400 | $150,400 (+10.1%) Land $11,600 Building $138,800 | |
| 2025 | $1,620.00 Homeowner's exemption | $68,300 Land $5,000 Building $63,300 | $136,600 Land $10,000 Building $126,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURGIS serves 11,920 people · EPA ID MI0006440 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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