515 Cherry St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 515 Cherry St, Sturgis, MI 49091

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,915 sqft
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (May 2011)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN052-130-019-00

Property Details

APN / Parcel Number

Primary APN052-130-019-00

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,915 sqft Building Perimeter
1st Floor Area1,915 sqft
Basement Area1,915 sqft
Unfinished Basement1,915 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRanch
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions107 ft deep x 100 ft wide
Garage Area500 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address515 CHERRY ST
CitySTURGIS
StateMI
Zip49091-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 20 & 23. CLIFF HEIGHTS ADD. CITY OF STURGIS.
Legal SubdivisionCLIFF HEIGHTS
Legal Lot Number20,23
JurisdictionST JOSEPH MI
Township / Civil DivisionSTURGIS
Census Block Group3
Census Block3013
Census Tract40500

Owner

515 Cherry St is owned and occupied by an individual who bought it in May 2011.

Source: St. Joseph County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address515 CHERRY ST, STURGIS, MI 49091-2202
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2011 · Amount on File
Deed SaleMay 31, 2011 · Amount on File
Prior SaleMar 25, 2004 · Amount on File
Deed Book / Page1615 / 868
Prior Transfer DateDec 1, 2003
Prior Transfer Doc1210000124
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address515 CHERRY ST, STURGIS, MI 49091-2202
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyCALBOUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020003402
DateJul 17, 2020
Instrument2020003402
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
AmountAmount on Record
Term119 Months
DueJun 5, 2030

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalitySturgis City
Unified School DistrictSturgis Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,400 (+10.88%) Land $7,100 Building $119,300$252,800 (+10.88%) Land $14,200 Building $238,600
2025Homeowner's exemption$114,000 Land $5,900 Building $108,100$228,000 Land $11,800 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 515 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTURGIS
serves 11,920 people · EPA ID MI0006440
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
Lakeland Internet
Fixed Wireless
100 / 20

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