522 Cedar St, El Cajon, CA 92021 Property Records

San Diego County property record for 522 Cedar St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,898 sqft · built 1957
Lot Size	0.216 acres (9,389 sqft)
Owner	Company Name on Record
Tax Bill	$6,650 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`483-251-20-00`

Property Details

APN / Parcel Number

Primary APN	`483-251-20-00`
Alternative APN	`4832511000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,898 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	9,389 sqft (0.216 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	4832511000
Street Address	522 CEDAR ST
City	EL CAJON
State	CA
Zip	92021-5450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 48 DOC07-0622540 IN PAR 2 OF PM 7829&ALL OF TR 003397
Legal Subdivision	BROCKS RANCHO EL CAJON ESTATES
Legal Tract	003397
Legal Block	1
Legal Lot Number	48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	522 CEDAR ST, EL CAJON, CA 92021-5450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 15, 2021	Intrafamily Transfer, Transfer ORANGE COAST TITLE
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 27, 1994
Transfer Doc	0000417883
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2021
Property Address	522 CEDAR ST, EL CAJON, CA 92021-5450
Document Number	0000287008
Map Reference	FILE 78-395377
Instrument Date	Mar 11, 2021
Instrument	2021-0287008
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CEDAR ST, EL CAJON, CA 92021-5450

Mortgage

Document Number	0000287009
Date	Apr 13, 2021
Instrument	2021-0287009

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2021
Property Address	522 CEDAR ST, EL CAJON, CA 92021-5450
Document Number	0000291157
Map Reference	FILE 78-395377
Instrument Date	Mar 11, 2021
Instrument	2021-0291157
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 CEDAR ST, EL CAJON, CA 92021-5450

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	522 CEDAR ST, EL CAJON, CA 92021-5450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000444171
Date	Oct 4, 2019
Instrument	2019-0444171

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,923 (+2%) Land $203,260 Building $236,663
2025	$6,650.00 (+4.79%) Homeowner's exemption	$431,298 (+4.04%) Land $199,275 Building $232,023
2023	$6,346.00 (+3.24%) Homeowner's exemption	$414,552 Land $191,538 Building $223,014
2022	$6,147.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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