484 Cedar St, El Cajon, CA 92021 Property Records

San Diego County property record for 484 Cedar St, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1957
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Jun 1999)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`483-251-07-00`

Property Details

APN / Parcel Number

Primary APN	`483-251-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,302 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	484 CEDAR ST
City	EL CAJON
State	CA
Zip	92021-5447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 51 TR 003397
Legal Subdivision	BROCKS RANCHO EL CAJON ESTATES
Legal Tract	003397
Legal Block	1
Legal Lot Number	51
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16301

Owner

484 Cedar St is owned and occupied by two individuals who bought it in June 1999.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	484 CEDAR ST, EL CAJON, CA 92021-5447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 20, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Oct 16, 2017	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 1999 · Amount on File
Deed Sale	Jun 4, 1999 · Amount on File
Prior Sale	Jun 7, 1991 · Amount on File
Deed Document Number	1999388754
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	484 CEDAR ST, EL CAJON, CA 92021-5447
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 CEDAR ST, EL CAJON, CA 92021-5447

Mortgage

Document Number	0000218611
Date	Mar 22, 2021
Instrument	2021-0218611

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	484 CEDAR ST, EL CAJON, CA 92021-5447
Document Number	0000203068
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	484 CEDAR ST EL CAJON CA 920215447, EL CAJON, CA 92021-5447

Mortgage

Document Number	0000203068
Date	May 29, 2019
Instrument	203068

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	484 CEDAR ST, EL CAJON, CA 92021-5447
Document Number	0000511349
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	484 CEDAR ST EL CAJON CA 920215447, EL CAJON, CA 92021-5447

Mortgage

Document Number	0000511349
Date	Nov 2, 2017
Instrument	511349

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 484 Cedar St was $4,360 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$275,012 (+2%) Land $113,438 Building $161,574
2025	$4,360.00 Homeowner's exemption	$269,620 Land $111,214 Building $158,406
2023	$4,391.00 (+9.36%) Homeowner's exemption	$259,152 Land $106,897 Building $152,255
2022	$4,015.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 484 Cedar St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 484 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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