522 Buckner St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 522 Buckner St, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 997 sqft · built 1935
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Oct 2021)
Tax Bill$2,278 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN004-30-21-203.00

Property Details

APN / Parcel Number

Primary APN004-30-21-203.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area997 sqft Finished Area

Exterior

Year BuiltBuilt 1935
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0043021203.00
Street Address522 BUCKNER ST
CityELSMERE
StateKY
Zip41018-2385
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODSIDE LOTS 677-678
Legal SubdivisionWOODSIDE ADDN
Legal Lot Number677-678 678
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2003
Census Tract65600

Owner

Source: Kenton County records · APN 004-30-21-203.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address522 BUCKNER ST, ELSMERE, KY 41018-2385
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Line of Credit
LEXINGTON-FAYETTE URBAN COUNTY GOV
Oct 29, 2021Warranty Deed, Transfer · FHA Mortgage
SUCCESS MORTGAGE PARTNERS INC
Dec 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Prior SaleDec 29, 2020 · Amount on Record
Deed Document Number0000127711
Deed Book / Page127 / 711
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address522 BUCKNER ST, ELSMERE, KY 41018-2385
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 BUCKNER ST, ELSMERE, KY 41018-2385

Mortgage

Document Number0005900200
DateOct 29, 2021
Book Page293/178
Instrument21102905900200
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueNov 01, 2031

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 29, 2021
Property Address522 BUCKNER ST, ELSMERE, KY 41018-2385
Document Number0005900198
Book / Page127 / 711
Map ReferencePL 345
Instrument DateOct 20, 2021
Instrument21102905900198
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address522 BUCKNER ST, ELSMERE, KY 41018-2385

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address522 BUCKNER ST, ELSMERE, KY 41018-2385

Mortgage

Document Number0005900199
DateOct 29, 2021
Book Page293/162
Instrument21102905900199
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 29, 2020
Property Address522 BUCKNER ST, ELSMERE, KY 41018-2385
Document Number0000000185
Book / Page000063 / 000241
Instrument DateDec 18, 2020
Instrument185
Transaction TypeTransfer
Record UpdatedFeb 09, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 BUCKNER ST ELSMERE KY 410182385, ELSMERE, KY 41018-2385

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,278.00 (+1.33%)$150,000 (-) Land $20,000 Building $130,000$150,000 (-) Land $20,000 Building $130,000
2023$2,248.00$150,000 Land $20,000 Building $130,000$150,000 Land $20,000 Building $130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 527 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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