472 Buckner St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 472 Buckner St, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1940
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$2,962 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-30-21-207.00`

Property Details

APN / Parcel Number

Primary APN	`004-30-21-207.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Finished Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	472 BUCKNER ST
City	ELSMERE
State	KY
Zip	41018-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODSIDE LOTS 668 & 669
Legal Subdivision	WOODSIDE ADDN
Legal Lot Number	668-669
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2003
Census Tract	65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	472 BUCKNER ST, ELSMERE, KY 41018-2306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 18, 2026	Intrafamily Transfer, Transfer · FHA Mortgage ADVANTAGEFIRST LENDING INC
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2026
Deed Sale	Feb 18, 2026
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	20263263
Deed Book / Page	390 / 798
Prior Transfer Date	Oct 29, 2025
Prior Transfer Doc	0000003263
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	472 BUCKNER ST, ELSMERE, KY 41018-2306
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 BUCKNER ST, ELSMERE, KY 41018-2306

Mortgage

Document Number	0005900142
Date	Jun 14, 2021
Book Page	230/544
Instrument	21061405900142

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Feb 18, 2026
Property Address	472 BUCKNER ST, ELSMERE, KY 41018-2306
Document Number	0000003263
Book / Page	390 / 798
Map Reference	PL 345
Instrument Date	Oct 29, 2025
Instrument	26059000003263
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	472 BUCKNER ST, ELSMERE, KY 41018-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 BUCKNER ST, ELSMERE, KY 41018-2306

Mortgage

Document Number	0000003264
Date	Feb 18, 2026
Instrument	26059000003264

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 27, 2023
Property Address	472 BUCKNER ST, ELSMERE, KY 41018-2306
Document Number	0005900112
Book / Page	KC 224 / 40
Map Reference	PL 345
Instrument Date	Apr 19, 2023
Instrument	23042705900112
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	734 BROMLEY CRESCENT SPRINGS RD, CRESCENT SPRINGS, KY 41017-3738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 BUCKNER ST, ELSMERE, KY 41018-2306

Mortgage

Document Number	0005900113
Date	Apr 27, 2023
Book Page	KCM 456/841
Instrument	23042705900113

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,000 (-) Land $20,000 Building $175,000	$195,000 (-) Land $20,000 Building $175,000
2025	$2,962.00 (+78.76%)	$195,000 (+76.31%) Land $20,000 Building $175,000	$195,000 (+76.31%) Land $20,000 Building $175,000
2023	$1,657.00	$110,600 Land $20,000 Building $90,600	$110,600 Land $20,000 Building $90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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