517 Bertram Rd, Fort Mill, SC 29708 Property Records

York County property record for 517 Bertram Rd, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,630 sqft · built 2007
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (May 2024)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2024 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`651-05-01-048`

Property Details

APN / Parcel Number

Primary APN	`651-05-01-048`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,630 sqft Living Area
Gross Area	4,350 sqft
1st Floor Area	1,584 sqft
2nd Floor Area	2,046 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Lot Area	7,802 sqft (0.179 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft
Patio Area	144 sqft

Location & Zoning

Street Address	517 BERTRAM RD
City	FORT MILL
State	SC
Zip	29708-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	LT# 33 SPICEWOOD SUB PHASE II
Legal Subdivision	SPICEWOOD
Legal Phase	2
Legal Lot Number	33
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2000
Census Tract	61012

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	517 BERTRAM RD, FORT MILL, SC 29708-7702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 6, 2024	Deed, Transfer · Line of Credit JPMORGAN CHASE BANK NA
May 2, 2022	Deed, Transfer
May 2, 2022	Intrafamily Transfer, Transfer
Apr 20, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Jul 12, 2007 · Amount on Record
Deed Document Number	202413625
Deed Book / Page	21287 / 4
Prior Transfer Date	Apr 29, 2022
Prior Transfer Doc	2015500050
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	517 BERTRAM RD, FORT MILL, SC 29708-7702
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1925100193
Date	May 11, 2021
Book Page	19251/193
Instrument	2021027243

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 6, 2024
Property Address	517 BERTRAM RD, FORT MILL, SC 29708-7702
Document Number	2128700004
Book / Page	21287 / 4
Map Reference	MB D-182 PG 5
Instrument Date	May 6, 2024
Instrument	2024013625
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 BCTRAN ROAD, FORT MILL, SC 29708

Mortgage

Document Number	2024013626
Date	May 6, 2024
Instrument	2024013626

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 2, 2022
Property Address	517 BERTRAM RD, FORT MILL, SC 29708-7702
Document Number	2015500052
Book / Page	20155 / 52
Map Reference	MB D-182 PG 5
Instrument Date	Apr 29, 2022
Instrument	2022020589
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 BERTRAM RD, FORT MILL, SC 29708-7702

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	May 2, 2022
Property Address	517 BERTRAM RD, FORT MILL, SC 29708-7702
Document Number	2015500050
Book / Page	20155 / 50
Map Reference	MB D-182 PG 5
Instrument Date	Apr 29, 2022
Instrument	2022020588
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 BERTRAM RD, FORT MILL, SC 29708-7702

April 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	YORK SC
Recording Date	Apr 20, 2022
Property Address	517 BERTRAM RD, FORT MILL, SC 29708-7702
Document Number	2013000089
Book / Page	20130 / 89
Map Reference	MB D-182 PG 5
Instrument Date	Apr 18, 2022
Instrument	2022018662
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 BERTRAM RD, FORT MILL, SC 29708-7702

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,833.00 (+32.81%)	$21,828 (+29.39%) Land $3,000 Building $18,828	$545,700 (+29.39%) Land $75,000 Building $470,700
2023	$2,886.00	$16,870 Land $2,400 Building $14,470	$421,744 Land $60,000 Building $361,744

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BGWC CAROWOOD private · serves 212 people · EPA ID SC4650035
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	YORK COUNTY EAST WD
Lead	Under 1 ppb (2023–2025) action level 15 ppb
Copper	1.64 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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