St. Joseph County property record for 522 Baugo St, Osceola, IN 46561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1999 |
| Lot Size | 0.444 acres (19,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,800 (Aug 2022) |
| Tax Bill | $1,194 (2024) |
| Deeds & Mortgages | Nov 2023 Transfer Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-10-16-427-003.000-030 |
| Primary APN | 71-10-16-427-003.000-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 19,350 sqft (0.444 acres) |
| Lot Dimensions | 150 ft deep x 129 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01511820592 |
|---|---|
| Street Address | 522 BAUGO ST |
| City | OSCEOLA |
| State | IN |
| Zip | 46561-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 OAK BROOK ESTATES |
| Legal Subdivision | OAK BROOK ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11602 |
Source: St. Joseph County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 522 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Intrafamily Transfer, Transfer |
| Aug 31, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on Record |
| Deed Sale | Aug 31, 2022 · Amount on Record |
| Prior Sale | Aug 31, 2022 · Amount on Record |
| Deed Document Number | 0002225563 |
| Last Transfer Date | Nov 28, 2023 |
| Transfer Doc | 0002327775 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Nov 28, 2023 |
| Property Address | 522 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Document Number | 0002327775 |
| Map Reference | PB 24 PG O |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2327775 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Aug 31, 2022 |
| Property Address | 522 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Document Number | 0002225563 |
| Map Reference | PB 24 PG O |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2225563 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | VOYAGER TITLE INC, VOYAGER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Document Number | 0002225564 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2225564 |
| Name | CARDINAL FINANCIAL CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Osceola Town |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180,400 (+24.07%) Land $48,600 Building $131,800 | $180,400 (+24.07%) Land $48,600 Building $131,800 | |
| 2024 | $1,194.00 (+7.18%) | ||
| 2023 | $1,114.00 (-5.59%) | $145,400 (+1.39%) Land $48,600 Building $96,800 | $145,400 (+1.39%) Land $48,600 Building $96,800 |
| 2022 | $1,180.00 | $143,400 Land $48,600 Building $94,800 | $143,400 Land $48,600 Building $94,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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