St. Joseph County property record for 518 Baugo St, Osceola, IN 46561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,440 sqft · built 1970 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $268,751 (Apr 2025) |
| Tax Bill | $1,321 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-10-16-427-002.000-030 |
| Primary APN | 71-10-16-427-002.000-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 1,728 sqft |
| 1st Floor Area | 1,728 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 150 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 577 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 518 BAUGO ST |
|---|---|
| City | OSCEOLA |
| State | IN |
| Zip | 46561-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 OAK BROOK ESTATES |
| Legal Subdivision | OAK BROOK ESTATES |
| Legal Lot Number | 26 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11602 |
518 Baugo St is owned and occupied by two individuals who bought it in April 2025.
Source: St. Joseph County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 518 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage IHCDA |
| Apr 30, 2025 | Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC |
| Mar 13, 2024 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Mar 13, 2024 · Amount on File |
| Deed Document Number | 20259823 |
| Prior Transfer Date | Mar 7, 2024 |
| Prior Transfer Doc | 0000005387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 518 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Document Number | 0002509825 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 2509825 |
| Name | IHCDA |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Apr 30, 2025 |
| Property Address | 518 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Document Number | 0002509823 |
| Map Reference | PB 24 PG O |
| Instrument Date | Apr 4, 2025 |
| Instrument | 2509823 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 518 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Document Number | 0002509824 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 2509824 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Mar 13, 2024 |
| Property Address | 518 BAUGO ST, OSCEOLA, IN 46561-2724 |
| Document Number | 0002405387 |
| Map Reference | PB 24 PG O |
| Instrument Date | Feb 23, 2024 |
| Instrument | 2405387 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1004 HIDDEN MEADOW LN, MIDDLEBURY, IN 46540-9224 |
The 2025 property tax bill for 518 Baugo St was $1,321, up 16.3% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Municipality | Osceola Town |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,321.00 (+16.29%) | $175,700 (+26.31%) Land $45,200 Building $130,500 | $175,700 (+26.31%) Land $45,200 Building $130,500 |
| 2024 | $1,136.00 (+7.78%) | $139,100 (+0.87%) Land $45,200 Building $93,900 | $139,100 (+0.87%) Land $45,200 Building $93,900 |
| 2023 | $1,054.00 (-5.3%) | $137,900 (+1.03%) Land $45,200 Building $92,700 | $137,900 (+1.03%) Land $45,200 Building $92,700 |
| 2022 | $1,113.00 | $136,500 Land $45,200 Building $91,300 | $136,500 Land $45,200 Building $91,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 518 Baugo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 518 Baugo St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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