522 Austin Ave, Waco, TX 76701 Property Records

McLennan County property record for 522 Austin Ave, Waco, TX 76701

Property Summary

Property TypeCommercial
Details5,461 sqft · built 1931
Lot Size0.057 acres (2,500 sqft)
OwnerCompany Name on Record
Tax Bill$11,553 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Jan 2025 Sale
Flood ZoneZone X (minimal risk)
APN48-015300-000600-3

Property Details

APN / Parcel Number

Primary APN48-015300-000600-3
Alternative APNs
  • 4801530000060030111
  • 172132

Interior

Stories2 Stories
Building Area5,461 sqft Gross Area
1st Floor Area2,461 sqft
2nd Floor Area2,500 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1952
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeReinforced Concrete
Roof MaterialBuilt-Up Asphalt
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
Canopy39 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address522 AUSTIN AVE
CityWACO
StateTX
Zip76701-2107
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code2007 TIF
Legal DescriptionFARM LOT 9 LOT 6 BLOCK 9 ACRES .0574
Legal SubdivisionFARM LOT 9
Legal Block9
Legal Lot Number9,6
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2026
Census Tract100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Waco Downtown Historic District
listed 2012 · 168 contributing resources · NRIS 11001094

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1224 AUSTIN AVE, 110/120, WACO, TX 76701-1805
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2022Deed of Trust, Mortgage · Line of Credit
CENTRAL NATIONAL BANK
Jan 6, 2025Vendor's Lien, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2014
Deed SaleAug 4, 2014
Deed Document Number201423100
Prior Transfer DateJul 30, 2014
Prior Transfer Doc0000023100
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address522 AUSTIN AVE, WACO, TX 76701-2107
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031971
DateAug 4, 2022
Instrument2022031971
Lender
NameCENTRAL NATIONAL BANK
TypeBank
AddressWOODWAY, TX 76712
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 6, 2025
Property Address522 AUSTIN AVE, WACO, TX 76701-2107
Document Number0000000390
Instrument DateJan 6, 2025
Instrument2025000390
Transaction TypeTransfer
Record UpdatedDec 11, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1224 AUSTIN AVE # 110120, 110120, WACO, TX 76701-1805

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$649,042 (+31.93%) Land $75,000 Building $574,042$649,042 (+31.93%) Land $75,000 Building $574,042
2025$11,553.00 (-0.31%)$491,960 (-) Land $75,000 Building $416,960$491,960 (-) Land $75,000 Building $416,960
2024$11,589.00 (+0.59%)
2023$491,960 Land $75,000 Building $416,960$491,960 Land $75,000 Building $416,960
2022$11,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1989–2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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