520 Austin Ave, Waco, TX 76701 Property Records

McLennan County property record for 520 Austin Ave, Waco, TX 76701

Property Summary

Property Type	Commercial
Details	7,080 sqft · built 1930
Lot Size	0.098 acres (4,269 sqft)
Owner	2 Company Names on Record
Tax Bill	$18,787 (2025)
Deeds & Mortgages	Jan 2024 Sale Apr 2023 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`48-015300-000500-7`

Property Details

APN / Parcel Number

Primary APN	`48-015300-000500-7`
Alternative APNs	`4801530000050070111` `172131`

Interior

Stories	2 Stories
Building Area	7,080 sqft Gross Area
1st Floor Area	3,510 sqft
2nd Floor Area	3,570 sqft
Upper Floors Area	2,144 sqft
Flooring	Tile
Elevator	Elevator

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Reinforced Concrete
Roof Material	Built-Up Asphalt
Lot Area	4,269 sqft (0.098 acres)
Lot Dimensions	165 ft deep x 26 ft wide
Canopy	60 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	520 AUSTIN AVE
City	WACO
State	TX
Zip	76701-2107
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2007 TIF
Legal Description	FARM LOT 9 LOT 5 BLOCK 9 ACRES 0.098
Legal Subdivision	FARM LOT 9
Legal Block	9
Legal Lot Number	9,5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2026
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waco Downtown Historic District listed 2012 · 168 contributing resources · NRIS 11001094

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLennan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	500 N VALLEY MILLS DR, WACO, TX 76710-6007
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Vendor's Lien, Transfer NOT AVAILABLE, FTC
Apr 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK AND TRUST
Sep 1, 2020	Loan Modification, Mortgage COMMUNITY BK
Sep 1, 2019	Loan Modification, Mortgage COMMUNITY BK
Sep 1, 2019	Loan Modification, Mortgage COMMUNITY BK
Sep 1, 2018	Loan Modification, Mortgage COMMUNITY BK
Sep 1, 2018	Loan Modification, Mortgage COMMUNITY BK
Nov 1, 2017	Deed of Trust, Mortgage COMMUNITY BK
Sep 1, 2017	Loan Modification, Mortgage COMMUNITY BK
Sep 1, 2017	Loan Modification, Mortgage COMMUNITY BK
Mar 31, 2017	Deed of Trust, Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024
Deed Sale	Jan 11, 2024
Deed Document Number	20241044
Record Updated	Oct 29, 2026

January 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 11, 2024
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000001044
Map Reference	VOL 1858 PG 131
Instrument Date	Jan 10, 2024
Instrument	2024001044
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 N VALLEY MILLS DR, WACO, TX 76710-6007

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009145
Date	Apr 3, 2023
Instrument	2023009145

Lender

Name	COMMUNITY BANK AND TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000031560
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 71 WACO TX 767030071, WACO, TX 76703-0071

Mortgage

Document Number	0000031560
Date	Sep 8, 2020
Instrument	31560

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 7, 2022

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000033627
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	919 N VALLEY MILLS DR WACO TX 767104662, WACO, TX 76710-4662

Mortgage

Document Number	0000033627
Date	Oct 7, 2019
Instrument	33627

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2020

Interest

Rate	6.75%

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000033626
Instrument Date	Sep 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 71 WACO TX 767030071, WACO, TX 76703-0071

Mortgage

Document Number	0000033626
Date	Oct 7, 2019
Instrument	33626

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 6, 2020

Interest

Rate	6.75%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000034892
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 AUSTIN AVE WACO TX 767012107, WACO, TX 76701-2107

Mortgage

Document Number	0000034892
Date	Oct 2, 2018
Instrument	34892

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2019

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000034893
Instrument Date	Sep 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	919 N VALLEY MILLS DR WACO TX 767104662, WACO, TX 76710-4662

Mortgage

Document Number	0000034893
Date	Oct 2, 2018
Instrument	34893

Lender

Name	COMMUNITY BK
Type	Bank
Address	WASHINGTON, TX 76703

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2019

Interest

Rate	6.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000038808
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 AUSTIN AVE WACO TX 767012107, WACO, TX 76701-2107

Mortgage

Document Number	0000038808
Date	Nov 27, 2017
Instrument	38808

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000033174
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 AUSTIN AVE WACO TX 767012107, WACO, TX 76701-2107

Mortgage

Document Number	0000033174
Date	Oct 6, 2017
Instrument	33174

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 5, 2018

Interest

Rate Type	Fixed Rate
Rate	6.5%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000034528
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 71 WACO TX 767030071, WACO, TX 76703-0071

Mortgage

Document Number	0000034528
Date	Oct 17, 2017
Instrument	34528

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 16, 2018

Interest

Rate Type	Fixed Rate
Rate	6.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	520 AUSTIN AVE, WACO, TX 76701-2107
Document Number	0000010900
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	520 AUSTIN AVE WACO TX 767012107, WACO, TX 76701-2107

Mortgage

Document Number	0000010900
Date	Apr 7, 2017
Instrument	10900

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$744,000 (-7%) Land $12,551 Building $731,449	$744,000 (-7%) Land $12,551 Building $731,449
2025	$18,787.00 (-0.31%)	$800,000 (-45.98%) Land $128,070 Building $671,930	$800,000 (-45.98%) Land $128,070 Building $671,930
2024	$18,845.00 (-11.86%)
2023		$1,480,900 Land $123,750 Building $1,357,150	$1,480,900 Land $123,750 Building $1,357,150
2022	$21,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1989–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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