522 77th St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 522 77th St, Holmes Beach, FL 34217

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 2 ba · 2,390 sqft · built 1953
Lot Size0.219 acres (9,540 sqft)
OwnerCompany Name on Record
Last Sale$1,400,000 (Jun 2024)
Tax Bill$11,652 (2025)
Deeds & MortgagesJul 2025 Construction Loan
Jun 2024 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN69785-0000-4

Property Details

APN / Parcel Number

Primary APN69785-0000-4
Alternative APN
  • 3416176978500004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,390 sqft Living Area
Gross Area3,152 sqft
1st Floor Area1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,540 sqft (0.219 acres)
Lot Dimensions106 ft deep x 90 ft wide
View / LotCanal Front
Garage TypeCarport
Garage Area304 sqft
CarportCarport
Carport Area304 sqft
Pool Area560 sqft
PorchFlorida Room
Porch Area1,226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address522 77TH ST
CityHOLMES BEACH
StateFL
Zip34217-1008
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeHB_R-1
Legal DescriptionLOT 19 BLK 5 HOLMES BEACH THIRTY FIRST UNIT PI#69785.0000/4
Legal Range16E
Legal Township34S
Legal Section17
Legal SubdivisionHOLMES BEACH 31ST UNIT AMENDED
Legal Tract06972900
Legal Block5
Legal Lot Number19
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group3
Census Block3014
Census Tract1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15788 CLAYTON RD, ELLISVILLE, MO 63011-2375
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2025Deed of Trust, Mortgage · Construction Mortgage
TRIAD BANK
Jun 14, 2024Warranty Deed, Transfer
BARNES WALKER TITLE INC
Oct 25, 2018Trustee's Deed, Construction Loan · Line of Credit
VALLEY NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleFeb 27, 1997 · Amount on Record
Deed Document Number202462377
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address522 77TH ST, HOLMES BEACH, FL 34217-1008
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address15788 CLAYTON RD, ELLISVILLE, MO 63011-2375

Mortgage

Document Number0041085632
DateJul 11, 2025
Instrument202541085632
Lender
NameTRIAD BANK
TypeBank
AddressSAINT LOUIS, MO 63131
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJun 14, 2024
Property Address522 77TH ST, HOLMES BEACH, FL 34217-1008
Document Number0041062377
Map ReferenceMB 8 PG 40
Instrument DateJun 14, 2024
Instrument202441062377
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyBARNES WALKER TITLE INC

Transaction

AmountAmount Recorded
Tax$9,800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 2102, ANNA MARIA, FL 34216-2102

Transferred To (Grantee/Buyer)

NameVerified Name
Address15788 CLAYTON RD, ELLISVILLE, MO 63011-2375
InvestorPossibly a Property Investor

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMANATEE FL
Recording DateOct 25, 2018
Property Address522 77TH ST, HOLMES BEACH, FL 34217-1008
Document Number0027533827
Book / Page002753 / 003827
Instrument DateFeb 26, 2018
Instrument41107753
Transaction TypeConstruction Loan
Record UpdatedNov 12, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address522 77TH ST HOLMES BEACH FL 342171008, HOLMES BEACH, FL 34217-1008

Mortgage

Document Number27533827
DateOct 25, 2018
Book Page002753/003827
Instrument41107753
Lender
NameVALLEY NAT'L BK
AddressCLEARWATER, FL 33762
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityHolmes Beach City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$771,749 (-0.01%) Land $765,000 Building $6,749$771,749 (-0.01%) Land $765,000 Building $6,749
2025$11,652.00 (+101.31%)$771,817 (+111.25%) Land $765,000 Building $6,817$771,817 (-40.89%) Land $765,000 Building $6,817
2024$5,788.00 (+1.24%)
2023$5,717.00 (+2.4%) Homeowner's exemption$365,352 (+3%)$1,305,742 (+21.91%) Land $680,000 Building $625,742
2022$5,583.00 Homeowner's exemption$354,711$1,071,064 Land $500,000 Building $571,064

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies599 units insured
incl. 4 condo units
Nearby Flood Claims581 (1999–2025)
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 27 claims
  • Hurricane Helene, Oct 2024 · 526 claims
  • Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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