520 77th St, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 520 77th St, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 3,241 sqft · built 2007
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,160,000 (Nov 2021)
Tax Bill	$30,554 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`69786-0000-2`

Property Details

APN / Parcel Number

Primary APN	`69786-0000-2`
Alternative APN	`3416176978600002`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	3,241 sqft Living Area
Gross Area	4,305 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	106 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	512 sqft
Deck Area	138 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	520 77TH ST
City	HOLMES BEACH
State	FL
Zip	34217-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-1
Legal Description	LOT 20 BLK 5 HOLMES BEACH THIRTY FIRST UNIT PI#69786.0000/2
Legal Range	16E
Legal Township	34S
Legal Section	17
Legal Subdivision	HOLMES BEACH 31ST UNIT AMENDED
Legal Block	5
Legal Lot Number	20
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3014
Census Tract	1801

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 77TH ST, HOLMES BEACH, FL 34217-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	May 1, 2016 · Amount on Record
Deed Document Number	2021153826
Prior Transfer Date	Feb 26, 1996
Prior Transfer Doc	0148104948
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 18, 2021
Property Address	520 77TH ST, HOLMES BEACH, FL 34217-1008
Document Number	0041153826
Map Reference	MB 8 PG 16
Instrument Date	Nov 8, 2021
Instrument	202141153826
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4108 BRIDLECREST LN, BRADENTON, FL 34209-5819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 77TH ST, HOLMES BEACH, FL 34217-1008

Mortgage

Document Number	0041153827
Date	Nov 18, 2021
Instrument	202141153827

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,104,949 (+2.7%)	$2,136,966 (-0.1%) Land $765,000 Building $1,371,966
2025	$30,554.00 (+2.61%) Homeowner's exemption	$2,049,610 (+5.99%)	$2,139,209 (-4.68%) Land $765,000 Building $1,374,209
2024	$29,777.00 (+0.52%)
2023	$29,624.00 (+2.65%) Homeowner's exemption	$1,933,831 (+3.55%)	$2,244,357 (+20.17%) Land $680,000 Building $1,564,357
2022	$28,858.00 Homeowner's exemption	$1,867,612 Land $500,000 Building $1,367,612	$1,867,612 Land $500,000 Building $1,367,612

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 595 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	599 units insured incl. 4 condo units
Nearby Flood Claims	581 (1999–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 27 claims Hurricane Helene, Oct 2024 · 526 claims Hurricane Idalia, Aug 2023 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20