522 1st Ave, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 522 1st Ave, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 996 sqft · built 1916
Lot Size	0.107 acres (4,674 sqft)
Owner	Company Name on Record
Last Sale	$2,782,800 (Feb 2014)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-0140-000`

Property Details

APN / Parcel Number

Primary APN	`05-0140-000`
Alternative APNs	`18221-2-270920-010-2028` `221050140000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Vinyl
Lot Area	4,674 sqft (0.107 acres)
Lot Dimensions	114 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	522 1ST AVE
City	EAU CLAIRE
State	WI
Zip	54703-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 3 AND S 1/2 OF LOT 2 BLK 9 EC CITY
Legal Range	09W
Legal Township	27N
Legal Section	20
Legal Subdivision	EAU CLAIRE CITY
Legal Block	9
Legal Lot Number	3
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	5
Census Block	5002
Census Tract	1200

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	212 S BARSTOW ST, EAU CLAIRE, WI 54701-3601
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Loan Modification, Mortgage MERCHANTS BK
Jul 25, 2019	Quit Claim Deed, Transfer · Line of Credit MERCHANTS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2014 · Amount on Record
Deed Sale	Feb 3, 2014 · Amount on Record
Deed Document Number	20141096202
Prior Transfer Date	Jun 1, 2005
Prior Transfer Doc	0000927464
Record Updated	Jun 8, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EAU CLAIRE WI
Property Address	522 1ST AVE, EAU CLAIRE, WI 54703-5532
Document Number	0001200768
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	INGEO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 S BARSTOW ST EAU CLAIRE WI 547013601, EAU CLAIRE, WI 54701-3601

Mortgage

Document Number	0001200768
Date	Oct 29, 2020
Instrument	1200768

Lender

Name	MERCHANTS BK
Type	Bank
Address	102 E 3RD ST, WINONA, MN 55987-3416

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 28, 2045

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jul 25, 2019
Property Address	522 1ST AVE, EAU CLAIRE, WI 54703-5532
Document Number	0001177926
Instrument Date	Jul 11, 2019
Instrument	1177926
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 S BARSTOW ST EAU CLAIRE WI 547013601, EAU CLAIRE, WI 54701-3601

Mortgage

Document Number	1177927
Date	Jul 25, 2019
Instrument	1177927

Lender

Name	MERCHANTS BK
Type	Bank
Address	102 E 3RD ST, WINONA, MN 55987-3416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 24, 2044

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	1177932,
Date	Jul 25, 2019
Instrument	1177932

Lender

Name	MERCHANTS BK
Type	Bank
Address	WINONA, MN 55987-9977

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 24, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,398.00	$117,000 (-) Land $17,000 Building $100,000	$153,000
2023		$117,000 Land $17,000 Building $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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