520 1st Ave, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 520 1st Ave, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,472 sqft · built 1891
Lot Size	0.141 acres (6,155 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Jul 2012)
Tax Bill	$3,751 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-0141-000`

Property Details

APN / Parcel Number

Primary APN	`05-0141-000`
Alternative APNs	`18221-2-270920-010-2029` `221050141000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Exterior Material	Metal
Lot Area	6,155 sqft (0.141 acres)
Lot Dimensions	114 ft deep x 54 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	520 1ST AVE
City	EAU CLAIRE
State	WI
Zip	54703-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOTS 4 AND 5 BLK 9 EC CITY
Legal Range	09W
Legal Township	27N
Legal Section	20
Legal Subdivision	EAU CLAIRE CITY
Legal Block	9
Legal Lot Number	4-5
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	5
Census Block	5002
Census Tract	1200

Owner

520 1st Ave is owned by a company that bought it in July 2012.

Source: Eau Claire County records, as of April 23, 2026

Owner of Record	Company Name on File
Mailing Address	212 S BARSTOW ST, EAU CLAIRE, WI 54701-3601
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Loan Modification, Mortgage MERCHANTS BK
Jul 25, 2019	Quit Claim Deed, Transfer · Line of Credit MERCHANTS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2012 · Amount on File
Deed Sale	Jul 3, 2012 · Amount on File
Prior Sale	Jun 24, 2010 · Amount on File
Deed Document Number	20121067698
Record Updated	Jun 8, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EAU CLAIRE WI
Property Address	520 1ST AVE, EAU CLAIRE, WI 54703-5532
Document Number	0001200768
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	INGEO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 S BARSTOW ST EAU CLAIRE WI 547013601, EAU CLAIRE, WI 54701-3601

Mortgage

Document Number	0001200768
Date	Oct 29, 2020
Instrument	1200768

Lender

Name	MERCHANTS BK
Type	Bank
Address	102 E 3RD ST, WINONA, MN 55987-3416

Agreement

Amount	Amount on Record
Term	300 Months
Due	Oct 28, 2045

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Jul 25, 2019
Property Address	520 1ST AVE, EAU CLAIRE, WI 54703-5532
Document Number	0001177926
Instrument Date	Jul 11, 2019
Instrument	1177926
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 S BARSTOW ST EAU CLAIRE WI 547013601, EAU CLAIRE, WI 54701-3601

Mortgage

Document Number	1177927
Date	Jul 25, 2019
Instrument	1177927

Lender

Name	MERCHANTS BK
Type	Bank
Address	102 E 3RD ST, WINONA, MN 55987-3416

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 24, 2044

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	1177932,
Date	Jul 25, 2019
Instrument	1177932

Lender

Name	MERCHANTS BK
Type	Bank
Address	WINONA, MN 55987-9977

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 24, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 520 1st Ave was $3,751.

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,751.00	$182,000 Land $22,100 Building $159,900	$238,100
2023		$182,000 Land $22,100 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 1st Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 520 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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