Pierce County property record for 522 190th St Ct E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,991 sqft · built 1978 |
| Lot Size | 0.212 acres (9,229 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $186,000 (Nov 2004) |
| Tax Bill | $5,185 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 955290-0-160 |
| Primary APN | 955290-0-160 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,991 sqft Living Area |
| Gross Area | 2,475 sqft |
| 1st Floor Area | 1,191 sqft |
| Upper Floors Area | 782 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,229 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 522 190TH STREET CT E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-8364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 WILDWOOD EAST: WILDWOOD EAST L 16 EASE OF RECORD SE 33-19-3E |
| Legal Range | 03 |
| Legal Township | 19 |
| Legal Section | 33 |
| Legal Subdivision | WILDWOOD EAST |
| Legal Lot Number | 16 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71417 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 190TH STREET CT E, SPANAWAY, WA 98387-8364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2004 · Amount on Record |
| Deed Sale | Nov 30, 2004 · Amount on Record |
| Prior Sale | Jan 30, 1996 · Amount on Record |
| Deed Document Number | 20041898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 29, 2026 |
| Property Address | 522 190TH STREET CT E, SPANAWAY, WA 98387-8364 |
| Document Number | 0000000053 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202692953 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 522 190TH STREET CT E, SPANAWAY, WA 98387-8364 |
| Document Number | 0000000053, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 202692953 |
| Name | USAA FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,185.00 (+1.75%) | $449,900 (+6.97%) Land $167,400 Building $282,500 | $449,900 (+6.97%) Land $167,400 Building $282,500 |
| 2025 | $5,096.00 (+3.1%) | ||
| 2024 | $4,943.00 (-3.44%) | $420,600 (-5.42%) Land $178,500 Building $242,100 | $420,600 (-5.42%) Land $178,500 Building $242,100 |
| 2023 | $5,119.00 | $444,700 Land $172,300 Building $272,400 | $444,700 Land $172,300 Building $272,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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