514 190th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 514 190th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,244 sqft · built 1983
Lot Size	0.279 acres (12,140 sqft)
Owner	2 Individual Names on File
Last Sale	$443,000 (Mar 2026)
Tax Bill	$4,604 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`955290-0-180`

Property Details

APN / Parcel Number

Primary APN	`955290-0-180`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,244 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,244 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,140 sqft (0.279 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	179 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	514 190TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 WILDWOOD EAST L 18 EASE OF REC
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	WILDWOOD EAST
Legal Lot Number	18
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

514 190th St Ct E is owned and occupied by two individuals who bought it in March 2026.

Source: Pierce County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 190TH STREET CT E, SPANAWAY, WA 98387-8364
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer · VA Mortgage LUMINATE BANK
Oct 3, 2018	Deed of Trust, Mortgage VANTAGE PT TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Jun 22, 2012 · Amount on File
Deed Document Number	20260305318
Prior Transfer Date	May 24, 2002
Prior Transfer Doc	0000001358
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 5, 2026
Property Address	514 190TH STREET CT E, SPANAWAY, WA 98387-8364
Document Number	0003050318
Map Reference	VOL 53 PG 9-10
Instrument Date	Mar 4, 2026
Instrument	202603050318
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,088.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 190TH STREET CT E, SPANAWAY, WA 98387-8364

Mortgage

Document Number	0003050319
Date	Mar 5, 2026
Instrument	202603050319

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	514 190TH STREET CT E, SPANAWAY, WA 98387-8364
Document Number	1810100041
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Tax Assessment & Valuation

The 2026 property tax bill for 514 190th St Ct E was $4,604, up 794% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,604.00 (+793.98%)	$399,900 (+0.98%) Land $179,200 Building $220,700	$399,900 (+0.98%) Land $179,200 Building $220,700
2025	$515.00 (+4.46%) Disabled Person's exemption Senior Citizen's exemption	$396,000 (+4.82%) Land $185,800 Building $210,200	$396,000 (+4.82%) Land $185,800 Building $210,200
2024	$493.00 (-59.49%) Disabled Person's exemption Senior Citizen's exemption	$377,800 (-4.23%) Land $191,200 Building $186,600	$377,800 (-4.23%) Land $191,200 Building $186,600
2023	$1,217.00 Disabled Person's exemption Senior Citizen's exemption	$394,500 Land $184,500 Building $210,000	$394,500 Land $184,500 Building $210,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 190th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 190th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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