5216 Portside Ter, Miramar Beach, FL 32550 Property Records

Walton County property record for 5216 Portside Ter, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,431 sqft · built 2016
Lot Size	0.242 acres (10,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (Apr 2025)
Tax Bill	$21,253 (2025)
Deeds & Mortgages	Jan 2026 Transfer Dec 2021 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42900-000-0070`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42900-000-0070`
Alternative APNs	`34-221-42900-000-0070` `1077699`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,431 sqft Living Area
Gross Area	4,145 sqft
1st Floor Area	2,465 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	10,534 sqft (0.242 acres)
Garage Type	Attached
Garage Area	396 sqft
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	318 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5216 PORTSIDE TER
City	MIRAMAR BEACH
State	FL
Zip	32550-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 7 ISLAND ESTATES PB 16-35 OR 2816-4761 OR 2898-280 OR 3031-836 OR 3079-4930 OR 3092-1712 OR 3101-1267 OR 3229-4362 OR 3354-3627
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	ISLAND ESTATES
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5216 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 16, 2021	Warranty Deed, Transfer AQUA TITLE SERVICES
Apr 2, 2019	Warranty Deed, Transfer BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Jan 18, 2017	Warranty Deed, Transfer · Conventional Mortgage HANCOCK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	202511692
Deed Book / Page	3354 / 3627
Last Transfer Date	Jan 6, 2026
Transfer Doc	0033833201
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Jan 8, 2026
Property Address	5216 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214
Document Number	0033833201
Book / Page	3383 / 3201
Map Reference	MB 16 PG 35
Instrument Date	Jan 6, 2026
Instrument	20260000726
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5216 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5216 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 16, 2021
Property Address	5216 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214
Document Number	0032294362
Book / Page	3229 / 4362
Map Reference	MB 16 PG 35
Instrument Date	Dec 15, 2021
Instrument	20210062078
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$15,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4449 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 BAY ESTATES DR, MIRAMAR BEACH, FL 32550-7818

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 2, 2019
Property Address	5216 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214
Document Number	0031011267
Book / Page	003101 / 001267
Instrument Date	Apr 1, 2019
Instrument	9933
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$12,565.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5216 PORTSIDE TER MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 12, 2018
Property Address	5216 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214
Document Number	0030921712
Book / Page	3092 / 1712
Map Reference	MB 16 PG 35
Instrument Date	Dec 7, 2018
Instrument	2018000041110
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3251 BURNT PINE CV, 3251, MIRAMAR BEACH, FL 32550-7819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CARDINAL LN, MANDEVILLE, LA 70471-6769

Mortgage

Document Number	2018000041112
Date	Dec 12, 2018
Instrument	2018000041112

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 18, 2017
Property Address	5216 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214
Document Number	0030310836
Book / Page	3031 / 0836
Map Reference	MB16 PG35
Instrument Date	Jan 12, 2017
Instrument	20170001551
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5244, NICEVILLE, FL 32578-5244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CARDINAL LN, MANDEVILLE, LA 70471-6769

Mortgage

Document Number	0030310838
Date	Jan 18, 2017
Instrument	3031/0838

Lender

Name	HANCOCK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,253.00 (+43.77%)	$2,352,197 (+17.56%) Land $500,000 Building $1,852,197	$2,352,197 (+17.56%) Land $500,000 Building $1,852,197
2024	$14,783.00 (+3.62%)
2023	$14,267.00 (-16.09%) Homeowner's exemption	$2,000,866 (+9.05%) Land $345,440 Building $1,655,426	$2,000,866 (+9.05%) Land $345,440 Building $1,655,426
2022	$17,003.00	$1,834,780 Land $383,438 Building $1,451,342	$1,834,780 Land $383,438 Building $1,451,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Portside Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures