5215 Portside Ter, Miramar Beach, FL 32550 Property Records

Walton County property record for 5215 Portside Ter, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,542 sqft · built 2007
Lot Size	0.277 acres (12,087 sqft)
Owner	Individual Name on File
Last Sale	$1,975,000 (Feb 2022)
Tax Bill	$17,771 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42900-000-0060`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42900-000-0060`
Alternative APN	`1077698`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,542 sqft Living Area
Gross Area	6,092 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	12,087 sqft (0.277 acres)
Garage Type	Finished
Garage Area	596 sqft

Exterior Amenities

Porch	Porch
Porch Area	716 sqft
Deck Area	Deck Area
Patio Area	238 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1077698
Street Address	5215 PORTSIDE TER
City	MIRAMAR BEACH
State	FL
Zip	32550-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 ISLAND ESTATES PB 16-35 OR 2729-4712 OR 2773-2898 OR 3237-45
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	ISLAND ESTATES
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

5215 Portside Ter is owned and occupied by an individual who bought it in February 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	5215 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on File
Deed Sale	Feb 1, 2022 · Amount on File
Prior Sale	Sep 19, 2007 · Amount on File
Deed Document Number	20220004828
Deed Book / Page	3237 / 45
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 1, 2022
Property Address	5215 PORTSIDE TER, MIRAMAR BEACH, FL 32550-4214
Document Number	0032370045
Book / Page	3237 / 45
Map Reference	MB 16 PG 35
Instrument Date	Jan 28, 2022
Instrument	20220004828
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1016 DANBERRY LN, HOOVER, AL 35242-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 CONRAD ST, NEW ORLEANS, LA 70124-2337

Mortgage

Document Number	0000323747
Date	Feb 1, 2022
Instrument	3237/47

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,243,292 Land $500,000 Building $1,743,292	$2,243,292 Land $500,000 Building $1,743,292
2024	$17,771.00 (+3.6%)
2023	$17,153.00 (+1.77%) Homeowner's exemption	$1,926,100 (-14.45%) Land $345,440 Building $1,580,660	$1,926,100 (-14.45%) Land $345,440 Building $1,580,660
2022	$16,855.00	$2,251,448 Land $383,438 Building $1,868,010	$2,251,448 Land $383,438 Building $1,868,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5215 Portside Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5215 Portside Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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