5216 Covesound Way, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5216 Covesound Way, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2003
Lot Size	0.607 acres (26,433 sqft)
Owner	2 Trust Names on File
Last Sale	$1,075,000 (Jun 2022)
Tax Bill	$22,183 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`054234-0244`

Property Details

APN / Parcel Number

Primary APN	`054234-0244`
Alternative APN	`U32311962G000002000060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	1,888 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,433 sqft (0.607 acres)
Lot Dimensions	79 ft deep x 254 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	580 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542340244
Street Address	5216 COVESOUND WAY
City	APOLLO BEACH
State	FL
Zip	33572-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PHASE 3A-1 LOT 6 BLOCK 2
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PHASE 3A-1
Legal Phase	3A-1
Legal Tract	62G
Legal Block	2
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2006
Census Tract	14121

Owner

5216 Covesound Way is owner-occupied and held in a trust since June 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5216 COVESOUND WAY, APOLLO BEACH, FL 33572-3328
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	2022308027
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 21, 2022
Property Address	5216 COVESOUND WAY, APOLLO BEACH, FL 33572-3328
Document Number	0000308027
Map Reference	MB 93 PG 79
Instrument Date	Jun 10, 2022
Instrument	2022308027
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	COMPASS LAND & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 APOLLO BEACH BLVD # BLVD312, 235, APOLLO BEACH, FL 33572-2251

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6126 PASEO MONONA, CARLSBAD, CA 92009-2204

Mortgage

Document Number	0000308029
Date	Jun 21, 2022
Instrument	2022308029

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5216 Covesound Way was $22,183 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$958,525 (-2.55%) Land $555,788 Building $402,737	$958,525 (-2.55%) Land $555,788 Building $402,737
2025	$22,183.00 Homeowner's exemption	$983,591 Land $555,788 Building $427,803	$983,591 Land $555,788 Building $427,803
2023	$19,995.00 (+45.29%)	$883,184 (+42.94%) Land $463,156 Building $420,028	$883,184 (+42.94%) Land $463,156 Building $420,028
2022	$13,762.00	$617,885 Land $326,934 Building $290,951	$617,885 Land $326,934 Building $290,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5216 Covesound Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5216 Covesound Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30