Hillsborough County property record for 5214 Covesound Way, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,978 sqft · built 2003 |
| Lot Size | 0.241 acres (10,493 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $512,500 (Mar 2020) |
| Tax Bill | $4,994 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 054234-0246 |
| Primary APN | 054234-0246 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,978 sqft Living Area |
| Gross Area | 3,042 sqft |
| 1st Floor Area | 1,978 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,493 sqft (0.241 acres) |
| Lot Dimensions | 110 ft deep x 81.6 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 581 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0542340246 |
|---|---|
| Street Address | 5214 COVESOUND WAY |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | MIRABAY PHASE 3A-1 LOT 7 BLOCK 2 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 32 |
| Legal Subdivision | MIRABAY PHASE 3A-1 |
| Legal Phase | 3A-1 |
| Legal Tract | 62G |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14121 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5214 COVESOUND WAY, APOLLO BEACH, FL 33572-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Mar 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Jun 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on Record |
| Deed Sale | Mar 4, 2020 · Amount on Record |
| Prior Sale | Aug 28, 2015 · Amount on Record |
| Deed Document Number | 202083118 |
| Prior Transfer Date | Nov 17, 2011 |
| Prior Transfer Doc | 0000384871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5214 COVESOUND WAY, APOLLO BEACH, FL 33572-3328 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5214 COVESOUND WAY, APOLLO BEACH, FL 33572-3328 |
| Document Number | 0000484115 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 2020484115 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 4, 2020 |
| Property Address | 5214 COVESOUND WAY, APOLLO BEACH, FL 33572-3328 |
| Document Number | 0000083118 |
| Map Reference | MB 93 PG 79 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020083118 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | PARAMOUNT TITLE II |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,587.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 248 RAINBOW DR # 14876, 248, LIVINGSTON, TX 77399-2048 |
| Name | Verified Name |
|---|---|
| Address | 1226 MOKAPU BLVD, KAILUA, HI 96734-1847 |
| Document Number | 0000083119 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020083119 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 22, 2017 |
| Property Address | 5214 COVESOUND WAY, APOLLO BEACH, FL 33572-3328 |
| Document Number | 0250401182 |
| Book / Page | 025040 / 001182 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 248107 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5214 COVESOUND WAY APOLLO BEACH FL 335723328, APOLLO BEACH, FL 33572-3328 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,023 (+2.7%) | $640,159 (-2.19%) Land $332,653 Building $307,506 | |
| 2025 | $4,994.00 (+7.72%) Disabled Person's exemption Veteran's exemption | $421,639 (+5.99%) | $654,481 (+12.81%) Land $332,653 Building $321,828 |
| 2023 | $4,636.00 (+0.39%) Disabled Person's exemption Veteran's exemption | $397,821 (+15.2%) | $580,174 (+24.27%) Land $277,210 Building $302,964 |
| 2022 | $4,618.00 Disabled Person's exemption Veteran's exemption | $345,317 | $466,867 Land $166,326 Building $300,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 872 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 179 condo units |
| Nearby Flood Claims | 223 (1993–2025) |
| Claims Outside the SFHA | 1 of 223 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures