5214 W Valley Dr, Richmond, IL 60071 Property Records

McHenry County property record for 5214 W Valley Dr, Richmond, IL 60071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,642 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Mar 2005)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-16-230-020`

Property Details

APN / Parcel Number

Primary APN	`04-16-230-020`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
Gross Area	3,284 sqft

Exterior

Year Built	Built 2005
Architectural Style	Ranch
Exterior Material	Ribbed Aluminum
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5214 W VALLEY DR
City	RICHMOND
State	IL
Zip	60071-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2005R0016368 LT 4 HILLVIEW FIFTH ADDN
Legal Range	08E
Legal Township	46N
Legal Section	16
Legal Subdivision	HILLVIEW FIFTH ADD
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1058
Census Tract	870104

Owner

5214 W Valley Dr is owned and occupied by an individual who bought it in March 2005.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	5214 W VALLEY DR, RICHMOND, IL 60071-9616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE BANK
Apr 27, 2021	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2005 · Amount on File
Deed Sale	Mar 3, 2005 · Amount on File
Prior Sale	Feb 6, 2003 · Amount on File
Deed Document Number	2005R0016368
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5214 W VALLEY DR, RICHMOND, IL 60071-9616
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031703
Date	Sep 12, 2022
Instrument	2022R0031703

Lender

Name	ILLINOIS STATE BANK
Type	Bank
Address	MCHENRY, IL 60050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	19.9%

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 27, 2021
Property Address	5214 W VALLEY DR, RICHMOND, IL 60071-9616
Document Number	0000022891
Map Reference	DOC 98R15472
Instrument Date	Apr 21, 2021
Instrument	2021R0022891
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 WINDSOR DR, FOX LAKE, IL 60020-1958

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Richmond Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$69,871 Land $6,964 Building $62,907	$209,613 Land $20,892 Building $188,721

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5214 W Valley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5214 W Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND serves 2,089 people · EPA ID IL1110750
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Valley Dr

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