McHenry County property record for 5201 W Valley Dr, Richmond, IL 60071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,002 sqft · built 2005 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jan 2024) |
| Tax Bill | $7,841 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 04-16-230-023 |
| Primary APN | 04-16-230-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Living Area |
| Gross Area | 2,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5201 W VALLEY DR |
|---|---|
| City | RICHMOND |
| State | IL |
| Zip | 60071-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2024R0002082 LT 7 HILLVIEW FIFTH ADDN |
| Legal Subdivision | HILLVIEW FIFTH ADDN |
| Legal Lot Number | 7 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 870104 |
5201 W Valley Dr is owned and occupied by an individual who acquired it in April 2025.
Source: McHenry County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Nov 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE BK/LAKES |
| Mar 13, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on File |
| Deed Sale | Jan 29, 2024 · Amount on File |
| Prior Sale | Oct 2, 2013 · Amount on File |
| Deed Document Number | 20242082 |
| Last Transfer Date | Apr 2, 2025 |
| Transfer Doc | 0000013254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Document Number | 0000035589 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025R0035589 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 29, 2024 |
| Property Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Document Number | 0000002082 |
| Map Reference | DOC 98R15472 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024R0002082 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Document Number | 0000002083 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024R0002083 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000033415 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021R0033415 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Document Number | 0000039941 |
| Instrument Date | Nov 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5201 W VALLEY DR RICHMOND IL 600719616, RICHMOND, IL 60071-9616 |
| Document Number | 0000039941 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 39941 |
| Name | STATE BK/LAKES |
|---|---|
| Type | Bank |
| Address | ANTIOCH, IL 60002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 26, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 13, 2017 |
| Property Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Document Number | 0000008850 |
| Map Reference | DOC98R15472 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 2017R0008850 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 N CLARK RD, 9720, RICHMOND, IL 60071-9632 |
| Name | Verified Name |
|---|---|
| Address | 5201 W VALLEY DR, RICHMOND, IL 60071-9616 |
| Document Number | 0000008851 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 2017R0008851 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Richmond Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,841.00 | $96,622 Land $33,575 Building $63,047 | $289,866 Land $100,725 Building $189,141 |
| 2022 | $79,531 Land $27,636 Building $51,895 | $238,593 Land $82,908 Building $155,685 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5201 W Valley Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5201 W Valley Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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