5214 Plainfield St, Midland, MI 48642 Property Records

Midland County property record for 5214 Plainfield St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,656 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2026)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-02-60-220`

Property Details

APN / Parcel Number

Primary APN	`14-02-60-220`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Unfinished Basement	1,656 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	140 ft deep x 94 ft wide
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5214 PLAINFIELD ST
City	MIDLAND
State	MI
Zip	48642-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 18 FOSTER PLAT NO 1
Legal Subdivision	FOSTER PLAT NO 1
Legal Lot Number	18
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1010
Census Tract	290902

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2911 SAINT MARYS DR, MIDLAND, MI 48640-2494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit DOW CU
Mar 16, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20262258
Deed Book / Page	2026 / 2258
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	5214 PLAINFIELD ST, MIDLAND, MI 48642-3405
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5214 PLAINFIELD ST, MIDLAND, MI 48642-3405

Mortgage

Document Number	2026R01606
Date	Feb 23, 2026
Instrument	2026R-01606

Lender

Name	DOW CU
Type	Credit Union
Address	BRANT, MI 48614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Mar 16, 2026
Property Address	5214 PLAINFIELD ST, MIDLAND, MI 48642-3405
Document Number	2026R02258
Map Reference	LB C PG 45
Instrument Date	Mar 11, 2026
Instrument	2026R-02258
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5214 PLAINFIELD ST, MIDLAND, MI 48642-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2911 SAINT MARYS DR, MIDLAND, MI 48640-2494

Mortgage

Document Number	2026R02259
Date	Mar 16, 2026
Instrument	2026R-02259

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 31, 2020
Property Address	5214 PLAINFIELD ST, MIDLAND, MI 48642-3405
Document Number	1636/1448
Book / Page	1636 / 1448
Map Reference	LB C PG 45
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,368.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2556 N STURGEON RD, 2556, MIDLAND, MI 48642-8310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 DARTMOUTH DR, MIDLAND, MI 48642-4605

Mortgage

Document Number	16361449
Date	Aug 31, 2020
Instrument	1636/1449

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDLAND MI
Recording Date	May 15, 2018
Property Address	5214 PLAINFIELD ST, MIDLAND, MI 48642-3405
Document Number	1615/0359
Book / Page	1615 / 0359
Instrument Date	May 9, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6219 NORBURN WAY, 6219, LANSING, MI 48911-6030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2556 N STURGEON RD, MIDLAND, MI 48642-8310

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,700 (+8.31%)	$263,400 (+8.31%)
2025	$3,970.00 (+1.04%) Homeowner's exemption	$121,600	$243,200
2024	$3,929.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber.

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