5205 Plainfield St, Midland, MI 48642 Property Records

Midland County property record for 5205 Plainfield St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2024)
Tax Bill	$3,503 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-02-60-227`

Property Details

APN / Parcel Number

Primary APN	`14-02-60-227`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,682 sqft Living Area
1st Floor Area	1,097 sqft
Basement Area	567 sqft
Unfinished Basement	563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Tri-Level
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5205 PLAINFIELD ST
City	MIDLAND
State	MI
Zip	48642-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 88 FOSTER PLAT NO 2
Legal Subdivision	FOSTER PLAT NO 2
Legal Lot Number	88
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1008
Census Tract	290902

Owner

Source: Midland County records, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Apr 10, 2023	Intrafamily Transfer, Transfer
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Oct 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Book / Page	1675 / 53
Prior Transfer Date	Apr 7, 2023
Prior Transfer Doc	001664/316
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407
Transaction Type	Mortgage
Record Updated	Aug 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407

Mortgage

Document Number	001666/685
Date	Jul 21, 2023
Book Page	1666/685

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Apr 10, 2023
Property Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407
Document Number	001664/316
Book / Page	1664 / 316
Map Reference	LB C PG 46
Instrument Date	Dec 13, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 13, 2021
Property Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407
Document Number	1644/993
Book / Page	1644 / 993
Map Reference	LB C PG 46
Instrument Date	Apr 9, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	MINNESOTA TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5205 PLAINFIELD ST, 5205, MIDLAND, MI 48642-3407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 WALDO AVE, MIDLAND, MI 48642-6688

Mortgage

Document Number	1644994
Date	Apr 13, 2021
Instrument	1644/994

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1635/27
Date	Jul 1, 2020
Book Page	1635/27

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 2, 2017
Property Address	5205 PLAINFIELD ST, MIDLAND, MI 48642-3407
Document Number	1609/1000
Book / Page	1609 / 1000
Map Reference	LB C PG 46
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5205 PLAINFIELD ST, 5205, MIDLAND, MI 48642-3407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 ABBOTT RD, MIDLAND, MI 48642-5215

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,000	$238,000
2024	$3,503.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber.

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