5213 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 5213 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 1984
Lot Size	2.88 acres (125,758 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Feb 2024)
Tax Bill	$1,763 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-105-042`

Property Details

APN / Parcel Number

Primary APN	`08-105-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,742 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	996 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	125,758 sqft (2.88 acres)

Exterior Amenities

Porch	Slab
Porch Area	179 sqft
Deck Area	919 sqft
Patio Area	919 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5213 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#1 BAUCOM OPCL727
Legal Subdivision	TIMOTHY TED BAUCOM ESTATE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1018
Census Tract	20206

Owner

5213 Morgan Mill Rd is owned and occupied by two individuals who bought it in February 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 31, 2021	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	20244344
Deed Book / Page	8860 / 858
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727

Mortgage

Document Number	0009253637
Date	Nov 25, 2025
Book Page	9253/637
Instrument	31266

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 28, 2024
Property Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727
Document Number	0008860858
Book / Page	8860 / 858
Map Reference	CAB L FILE 727
Instrument Date	Feb 28, 2024
Instrument	4344
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6208 LEE BRANCH RD, WAXHAW, NC 28173-9609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727

Mortgage

Document Number	0000004345
Date	Feb 28, 2024
Instrument	4345

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727

Mortgage

Document Number	0008047607
Date	Mar 31, 2021
Book Page	8047/607
Instrument	15131

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2041

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 14, 2017
Property Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727
Document Number	0006973274
Book / Page	6973 / 274
Map Reference	CAB L FILE 727
Instrument Date	Jul 14, 2017
Instrument	0020096
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5213 MORGAN MILL RD, MONROE, NC 28110-9727

Mortgage

Document Number	0000020097
Date	Jul 14, 2017
Instrument	0020097

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5213 Morgan Mill Rd was $1,763.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,000 (-) Land $92,500 Building $254,500	$347,000 (-) Land $92,500 Building $254,500
2025	$1,763.00	$347,000 Land $92,500 Building $254,500	$347,000 Land $92,500 Building $254,500
2023	$1,634.00	$244,200 Land $48,100 Building $196,100	$244,200 Land $48,100 Building $196,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5213 Morgan Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5213 Morgan Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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