5211 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 5211 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,656 sqft · built 2024
Lot Size	4.71 acres (205,429 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,207 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-105-003G`

Property Details

APN / Parcel Number

Primary APN	`08-105-003G`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,656 sqft Living Area
1st Floor Area	2,656 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	205,429 sqft (4.71 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5211 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-9727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3 OPCR889
Legal Subdivision	MINOR SUBDIVISION
Legal Tract	3
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1018
Census Tract	20206

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5211 MORGAN MILL RD, MONROE, NC 28110-9727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 29, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 29, 2024
Transfer Doc	0008895253
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5211 MORGAN MILL RD, MONROE, NC 28110-9727
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5211 MORGAN MILL RD, MONROE, NC 28110-9727

Mortgage

Document Number	0009285334
Date	Jan 13, 2026
Book Page	9285/334
Instrument	902

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Feb 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year TN
Max Rate	11%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 29, 2024
Property Address	5211 MORGAN MILL RD, MONROE, NC 28110-9727
Document Number	0008895253
Book / Page	8895 / 253
Map Reference	CAB R FILE 889
Instrument Date	Apr 29, 2024
Instrument	9622
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5115 MORGAN MILL RD, MONROE, NC 28110-9707

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,200 (-) Land $136,500 Building $494,700	$631,200 (-) Land $136,500 Building $494,700
2025	$3,207.00	$631,200 Land $136,500 Building $494,700	$631,200 Land $136,500 Building $494,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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