5212 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5212 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1994
Lot Size	0.667 acres (29,055 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2021)
Tax Bill	$2,121 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00B00-0040`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00B00-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Heated Area
Gross Area	2,616 sqft
1st Floor Area	2,234 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	29,055 sqft (0.667 acres)
Lot Dimensions	2,620 ft deep x 1,110 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	142 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	132N29256900B000040
Street Address	5212 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8572
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE LOT 4 BLK B AS DES IN OR 4142 PG 1020
Legal Range	29W
Legal Township	02N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	B
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1029
Census Tract	10506

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5212 MORGAN RIDGE DR, MILTON, FL 32570-8572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PEN AIR FCU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	202144419
Deed Book / Page	4142 / 1020
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 1, 2021
Property Address	5212 MORGAN RIDGE DR, MILTON, FL 32570-8572
Document Number	0041421020
Book / Page	4142 / 1020
Map Reference	MB F PG 83
Instrument Date	Jun 30, 2021
Instrument	202144419
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 GODWIN LN, 2901, PENSACOLA, FL 32526-9027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 MORGAN RIDGE DR, MILTON, FL 32570-8572

Mortgage

Document Number	41421023
Date	Jul 1, 2021
Instrument	4142/1023

Lender

Name	PEN AIR FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5212 MORGAN RIDGE DR, MILTON, FL 32570-8572
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5212 MORGAN RIDGE DR, MILTON, FL 32570-8572

Mortgage

Document Number	0040721865
Date	Feb 17, 2021
Book Page	4072/1865
Instrument	202110290

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,121.00 (-0.75%) Homeowner's exemption	$214,976 (+0.69%) Land $31,000 Building $183,976	$214,976 (+0.69%) Land $31,000 Building $183,976
2023	$2,137.00 (-17.39%)	$213,512 (+0.65%) Land $31,000 Building $182,512	$213,512 (+0.65%) Land $31,000 Building $182,512
2022	$2,587.00	$212,128	$212,128 Land $31,000 Building $181,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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