5210 Duncan Rd, Monroe, NC 28110 Property Records

Union County property record for 5210 Duncan Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 2014
Lot Size	2.09 acres (91,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Jul 2021)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-234-020D`

Property Details

APN / Parcel Number

Primary APN	`08-234-020D`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,421 sqft Living Area
1st Floor Area	1,421 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	91,432 sqft (2.09 acres)
Garage Type	Attached
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	5210 DUNCAN RD
City	MONROE
State	NC
Zip	28110-6967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	LOT 2 WILLIAM R ELLIOTT PROPERTY OPCK978
Legal Subdivision	WILLIAM R ELLIOTT PROPERTY
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1000
Census Tract	20205

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5210 DUNCAN RD, MONROE, NC 28110-6967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 23, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	202134820
Deed Book / Page	8180 / 831
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5210 DUNCAN RD, MONROE, NC 28110-6967
Transaction Type	Mortgage
Record Updated	May 8, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5210 DUNCAN RD, MONROE, NC 28110-6967

Mortgage

Document Number	0008663408
Date	Mar 1, 2023
Book Page	8663/408
Instrument	4620

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 23, 2021
Property Address	5210 DUNCAN RD, MONROE, NC 28110-6967
Document Number	8180831
Book / Page	8180 / 831
Map Reference	CAB K FILE 978
Instrument Date	Jul 23, 2021
Instrument	34820
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9519 INDIAN TRAIL FAIRVIEW RD, 9519, INDIAN TRAIL, NC 28079-7765

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5210 DUNCAN RD, MONROE, NC 28110-6967

Mortgage

Document Number	34821
Date	Jul 23, 2021
Instrument	34821

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,800 (-) Land $105,900 Building $335,900	$441,800 (-) Land $105,900 Building $335,900
2025	$2,245.00 (+10.81%)	$441,800 (+45.9%) Land $105,900 Building $335,900	$441,800 (+45.9%) Land $105,900 Building $335,900
2023	$2,026.00	$302,800 Land $50,600 Building $252,200	$302,800 Land $50,600 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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