5126 Duncan Rd, Monroe, NC 28110 Property Records

Union County property record for 5126 Duncan Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,852 sqft · built 2017
Lot Size	4.48 acres (195,454 sqft)
Owner	2 Company Names on Record
Last Sale	$18,000 (Sep 2008)
Tax Bill	$4,214 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-234-008E`

Property Details

APN / Parcel Number

Primary APN	`08-234-008E`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,852 sqft Living Area
1st Floor Area	2,341 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	195,454 sqft (4.48 acres)
Garage Type	Attached
Garage Area	641 sqft
Porch	Slab
Porch Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5126 DUNCAN RD
City	MONROE
State	NC
Zip	28110-6966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	OPCE910 LESS 6491-417
Legal Subdivision	3829900
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1000
Census Tract	20205

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	5126 DUNCAN RD, MONROE, NC 28110-6966
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Intrafamily Transfer, Transfer
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jul 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 23, 2017	Trustee's Deed, Construction Loan · Construction Mortgage STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2008 · Amount on Record
Deed Sale	Sep 10, 2008 · Amount on Record
Prior Sale	Nov 16, 2007 · Amount on Record
Deed Document Number	200832971
Deed Book / Page	4972 / 572
Last Transfer Date	Jul 3, 2021
Transfer Doc	0008164790
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 26, 2026
Property Address	5126 DUNCAN RD, MONROE, NC 28110-6966
Document Number	0000933566
Book / Page	9335 / 66
Map Reference	CAB E FILE 910
Instrument Date	Mar 11, 2026
Instrument	7973
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5126 DUNCAN RD, MONROE, NC 28110-6966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	5126 DUNCAN RD, MONROE, NC 28110-6966

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5126 DUNCAN RD, MONROE, NC 28110-6966
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008834628
Date	Jan 3, 2024
Book Page	8834/628
Instrument	83

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5126 DUNCAN RD, MONROE, NC 28110-6966
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007734419
Date	Jul 14, 2020
Book Page	7734/419
Instrument	25933

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5126 DUNCAN RD, MONROE, NC 28110-6966
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000802877
Date	Mar 17, 2021
Book Page	8028/77
Instrument	12279

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 9, 2021
Property Address	5126 DUNCAN RD, MONROE, NC 28110-6966
Document Number	0008164790
Book / Page	8164 / 790
Map Reference	CAB E FILE 910
Instrument Date	Jul 3, 2021
Instrument	32417
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5126 DUNCAN RD, MONROE, NC 28110-6966

Mortgage

Document Number	0000032418
Date	Jul 9, 2021
Instrument	32418

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Mar 23, 2017
Property Address	5126 DUNCAN RD, MONROE, NC 28110-6966
Book / Page	006898 / 000826
Instrument Date	Mar 22, 2017
Instrument	7914
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5126 DUNCAN RD MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	6898826
Date	Mar 23, 2017
Book Page	006898/000826
Instrument	7914

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$829,300 (-) Land $189,900 Building $639,400	$829,300 (-) Land $189,900 Building $639,400
2025	$4,214.00 (+26.39%)	$829,300 (+66.49%) Land $189,900 Building $639,400	$829,300 (+66.49%) Land $189,900 Building $639,400
2023	$3,334.00	$498,100 Land $84,500 Building $413,600	$498,100 Land $84,500 Building $413,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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