Stanislaus County property record for 521 Waddell Way, Modesto, CA 95357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,413 sqft · built 1993 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Dec 2023) |
| Tax Bill | $4,788 (2026) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-013-001-000 |
| Primary APN | 079-013-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 155 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 521 WADDELL WAY |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95357-1477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DRY CREEK MEADOWS NO. 6, BLK 2958, LOT 11 |
| Legal Subdivision | DRY CRK MDWS 06 |
| Legal Block | 2958 |
| Legal Lot Number | 11 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 2006 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Dec 21, 2023 | Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Dec 21, 2023 | Grant Deed, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Sep 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 19, 2017 | Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Prior Sale | May 19, 2017 · Amount on Record |
| Deed Document Number | 202359479 |
| Prior Transfer Date | Aug 21, 2007 |
| Prior Transfer Doc | 0000116775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 21, 2023 |
| Property Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Document Number | 0000059478 |
| Map Reference | MB 33 PG 72 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023-0059478 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Dec 21, 2023 |
| Property Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Document Number | 0000059479 |
| Map Reference | MB 33 PG 72 |
| Instrument Date | Dec 9, 2023 |
| Instrument | 2023-0059479 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 MCHENRY AVE, MODESTO, CA 95354-0543 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | PAYOT TITLE SERVICES, DOMA TITLE INS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Document Number | 0000064896 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 2021-0064896 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000060395 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 2019-0060395 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000038082 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 2020-0038082 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | May 19, 2017 |
| Property Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Document Number | 0000036377 |
| Map Reference | MAP33 PG72 |
| Instrument Date | May 16, 2017 |
| Instrument | 2017-0036377 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 521 WADDELL WAY, MODESTO, CA 95357-1477 |
| Document Number | 0000036378 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 2017-0036378 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,788.00 (+1.61%) | $442,170 (+2%) Land $208,080 Building $234,090 |
| 2025 | $4,712.00 (+21.76%) | $433,500 (+43.93%) Land $204,000 Building $229,500 |
| 2023 | $3,870.00 (+8.77%) | $301,185 Land $105,972 Building $195,213 |
| 2022 | $3,558.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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