Garfield County property record for 521 W Spruce Ave, Enid, OK 73701
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1947 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $321 (2025) |
| Deeds & Mortgages | Jun 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 2570-00-003-011-0-022-00 |
| Primary APN | 2570-00-003-011-0-022-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 15 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8255 |
|---|---|
| Street Address | 521 W SPRUCE AVE |
| City | ENID |
| State | OK |
| Zip | 73701-1663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 20' OF L10 & ALL LOT 11 BLOCK 3 SD-E57 HILLCREST ADDN SW/4 6-22-6 |
| Legal Range | 06W |
| Legal Township | 22N |
| Legal Section | 06 |
| Legal Subdivision | HILLCREST ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | ENID |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 102 |
Source: Garfield County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 W SPRUCE AVE, ENID, OK 73701-1663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2015 |
| Deed Sale | May 15, 2015 |
| Prior Sale | Aug 13, 2012 |
| Deed Book / Page | 2240 / 700 |
| Prior Transfer Date | Apr 28, 2015 |
| Prior Transfer Doc | 02240/0700 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 521 W SPRUCE AVE, ENID, OK 73701-1663 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002485/194 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 2485/194 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Enid City |
| Unified School District | Enid Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,093 (+2.99%) Land $444 Building $3,649 | $32,743 (-33.39%) Land $3,555 Building $29,188 | |
| 2025 | $321.00 (+11.07%) Homeowner's exemption | $3,974 (+6.09%) Land $431 Building $3,543 | $49,159 (+2.26%) Land $6,000 Building $43,159 |
| 2023 | $289.00 Homeowner's exemption | $3,746 Land $405 Building $3,341 | $48,073 Land $6,000 Building $42,073 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENID serves 49,347 people · EPA ID OK2002412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Chisholm Broadband Fixed Wireless | 800 / 800 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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