513 W Spruce Ave, Enid, OK 73701 Property Records

Garfield County property record for 513 W Spruce Ave, Enid, OK 73701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1947
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,000 (Aug 2018)
Tax Bill	$435 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2570-00-003-007-0-020-00`

Property Details

APN / Parcel Number

Primary APN	`2570-00-003-007-0-020-00`
Alternative APN	`8253`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	140 ft deep x 45 ft wide

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	168 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	8253
Street Address	513 W SPRUCE AVE
City	ENID
State	OK
Zip	73701-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 10' OF L6, ALL L7 & E 10' L8 BLOCK 3 SD-E57 HILLCREST ADDN SW/4 6-22-6
Legal Range	06W
Legal Township	22N
Legal Section	06
Legal Subdivision	HILLCREST ADDITION
Legal Block	3
Legal Lot Number	7
Jurisdiction	GARFIELD OK
Township / Civil Division	ENID
Census Block Group	3
Census Block	3010
Census Tract	102

Owner

Source: Garfield County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	513 W SPRUCE AVE, ENID, OK 73701-1663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 27, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Jul 24, 1996
Deed Book / Page	2397 / 1038
Prior Transfer Date	Feb 2, 2015
Prior Transfer Doc	02226/0562
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARFIELD OK
Property Address	513 W SPRUCE AVE, ENID, OK 73701-1663
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 W SPRUCE AVE, ENID, OK 73701-1663

Mortgage

Document Number	002639/220
Date	Sep 11, 2023
Book Page	2639/220

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jul 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Aug 27, 2018
Property Address	513 W SPRUCE AVE, ENID, OK 73701-1663
Document Number	02397/1038
Book / Page	2397 / 1038
Instrument Date	Aug 24, 2018
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	APEX TITLE COMPANY, APEX TITLE AND CLOSING SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	513 W SPRUCE AVE, ENID, OK 73701-1663

Mortgage

Document Number	0023971040
Date	Aug 27, 2018
Instrument	2397/1040

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Municipality	Enid City
Unified School District	Enid Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,122 (+1.83%) Land $750 Building $4,372	$40,975 (+1.83%) Land $6,000 Building $34,975
2025	$435.00 (+8.48%) Homeowner's exemption	$5,030 (+4.64%) Land $750 Building $4,280	$40,237 (+4.64%) Land $6,000 Building $34,237
2023	$401.00 Homeowner's exemption	$4,807 Land $750 Building $4,057	$38,453 Land $6,000 Building $32,453

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENID serves 49,347 people · EPA ID OK2002412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Chisholm Broadband Fixed Wireless	800 / 800
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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