521 W Main St, Morrison, IL 61270 Property Records

Whiteside County property record for 521 W Main St, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	0.168 acres (7,308 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Feb 2013)
Tax Bill	$1,183 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0918179004`

Property Details

APN / Parcel Number

Primary APN	`0918179004`
Alternative APN	`87948`

Exterior

Lot Area	7,308 sqft (0.168 acres)
Lot Dimensions	126 ft deep x 58 ft wide

Location & Zoning

Account Number	87948
Street Address	521 W MAIN ST
City	MORRISON
State	IL
Zip	61270-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MORRISON W 24' LOT 14 & E 34' LOT 15 BLK 20 100000X
Legal Subdivision	CITY OF MORRISON
Legal Block	20
Legal Lot Number	14-15
Jurisdiction	WHITESIDE IL
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1010
Census Tract	300

Owner

521 W Main St is owned and occupied by an individual who bought it in February 2013.

Source: Whiteside County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	521 W MAIN ST, MORRISON, IL 61270-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK/ROCK FALLS
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage METRO AREA DEVELOPMENT CORPORATION
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI COMMUNITY ST BK/ROCK FALLS
Apr 16, 2018	Quit Claim Deed, Mortgage · Line of Credit COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2013 · Amount on File
Deed Sale	Feb 8, 2013 · Amount on File
Deed Document Number	20131048
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Jun 4, 2026
Property Address	521 W MAIN ST, MORRISON, IL 61270-2215
Document Number	0000002791
Instrument Date	May 29, 2026
Instrument	20262791
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W MAIN ST, MORRISON, IL 61270-2215

Mortgage

Document Number	0000002791,
Date	Jun 4, 2026
Instrument	20262791

Lender

Name	COMMUNITY STATE BANK/ROCK FALLS

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Jun 11, 2026
Property Address	521 W MAIN ST, MORRISON, IL 61270-2215
Document Number	0000002915
Instrument Date	May 29, 2026
Instrument	20262915
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W MAIN ST, MORRISON, IL 61270-2215

Mortgage

Document Number	0000002915,
Date	Jun 11, 2026
Instrument	20262915

Lender

Name	METRO AREA DEVELOPMENT CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	521 W MAIN ST, MORRISON, IL 61270-2215
Document Number	0000003085
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W MAIN ST MORRISON IL 612702215, MORRISON, IL 61270-2215

Mortgage

Document Number	0000003085
Date	Jun 2, 2020
Instrument	3085

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	MORRISON, IL 61270

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 16, 2018
Property Address	521 W MAIN ST, MORRISON, IL 61270-2215
Document Number	0000001879
Instrument Date	Sep 21, 2016
Instrument	1879
Transaction Type	Mortgage
Record Updated	May 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 W MAIN ST MORRISON IL 612702215, MORRISON, IL 61270-2215

Mortgage

Document Number	1880
Date	Apr 16, 2018
Instrument	1880

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	MORRISON, IL 61270

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 521 W Main St was $1,183.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Mount Pleasant Township
Municipality	Morrison City
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,183.00	$20,061 Land $2,480 Building $17,581
2024			$60,183 Land $7,440 Building $52,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 W Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Apr 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISON serves 4,188 people · EPA ID IL1950350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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