518 W Main St, Morrison, IL 61270 Property Records

Whiteside County property record for 518 W Main St, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	0.276 acres (12,032 sqft)
Owner	Individual Name on Record
Last Sale	$79,500 (Feb 2025)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0918176003`

Property Details

APN / Parcel Number

Primary APN	`0918176003`
Alternative APNs	`121842` `97062`

Exterior

Lot Area	12,032 sqft (0.276 acres)
Lot Dimensions	188 ft deep x 64 ft wide

Location & Zoning

Account Number	121842
Street Address	518 W MAIN ST
City	MORRISON
State	IL
Zip	61270-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MORRISON LOT 8 & LOT 12 BLK 6 84400X
Legal Subdivision	MORRISON
Legal Block	6
Legal Lot Number	8,12
Jurisdiction	WHITESIDE IL
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1009
Census Tract	300

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1013 HILLTOP DR, MORRISON, IL 61270-9536
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Line of Credit FIRST GATEWAY CU
Mar 11, 2019	Warranty Deed, Transfer · Conventional with PMI SELECT EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Prior Sale	Mar 11, 2019 · Amount on Record
Deed Document Number	2025502
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	518 W MAIN ST, MORRISON, IL 61270-2214
Document Number	0000006533
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	518 W MAIN ST MORRISON IL 612702214, MORRISON, IL 61270-2214

Mortgage

Document Number	0000006533
Date	Oct 8, 2020
Instrument	6533

Lender

Name	FIRST GATEWAY CU
Type	Credit Union
Address	CAMANCHE, IA 52730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.85%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 11, 2019
Property Address	518 W MAIN ST, MORRISON, IL 61270-2214
Document Number	0000001200
Instrument Date	Mar 8, 2019
Instrument	1200
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 E PARK ST MORRISON IL 612702761, MORRISON, IL 61270-2761

Mortgage

Document Number	1201
Date	Mar 11, 2019
Instrument	1201

Lender

Name	SELECT EMPS CU
Address	2412 FREEPORT RD, STERLING, IL 61081-7626

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Mar 10, 2024

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Mount Pleasant Township
Municipality	Morrison City
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00	$39,432 Land $2,480 Building $36,952
2024			$118,296 Land $7,440 Building $110,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Apr 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISON serves 4,188 people · EPA ID IL1950350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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