521 W 2nd St, Duluth, MN 55802 Property Records

St. Louis County property record for 521 W 2nd St, Duluth, MN 55802

Property Summary

Property Type	Apartments (5+ Units)
Details	24,816 sqft · built 1923
Lot Size	0.563 acres (24,539 sqft)
Owner	Company Name on Record
Tax Bill	$79,450 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1250-00330`

Property Details

APN / Parcel Number

Primary APN	`010-1250-00330`
Alternative APN	`1118209`

Interior

Units	33 Units
Stories	4 Stories
Building Area	24,816 sqft Gross Area
1st Floor Area	6,204 sqft
Basement Area	6,204 sqft
Unfinished Basement	6,204 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1923
Effective Year Built	Effective 2000
Architectural Style	High Rise
Exterior Material	Stone
Lot Area	24,539 sqft (0.563 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Zoned

Location & Zoning

Account Number	1118209
Street Address	521 W 2ND ST
City	DULUTH
State	MN
Zip	55802-2244
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	THAT PART OF ODD NUMBERED LOTS 85 THRU 95BLK 28 LYING NLY OF R/W OF W 2ND STREET &ELY OF R/W OF MESABA AVE BEG AT MOST SLY
Legal Subdivision	DULUTH PROPER
Legal Block	28
Legal Lot Number	85-95
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1046
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Duluth Civic Center Historic District listed 1986 · 5 contributing resources · NRIS 86003097

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	575 9TH ST SE, MINNEAPOLIS, MN 55414-1399
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage MINNWEST BANK
Nov 13, 2023	Deed of Trust, Mortgage MINNWEST BANK
Mar 22, 2023	Deed of Trust, Mortgage CITY OF DULUTH
Oct 1, 2021	Limited Warranty Deed, Transfer · Commercial Mortgage MINNWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 23, 2019
Transfer Doc	0001020697
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	521 W 2ND ST, DULUTH, MN 55802
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001481700
Date	Jan 18, 2024
Instrument	1481700

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	15 Months
Due	Mar 31, 2025

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	521 W 2ND ST, DULUTH, MN 55802
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001477979
Date	Nov 13, 2023
Instrument	1477979

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	521 W 2ND ST, DULUTH, MN 55802
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001463690
Date	Mar 22, 2023
Instrument	1463690

Lender

Name	CITY OF DULUTH
Type	Government Agency

Agreement

Amount	Amount Recorded

October 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 1, 2021
Property Address	521 W 2ND ST, DULUTH, MN 55802
Document Number	0001426189
Instrument Date	Oct 1, 2021
Instrument	1426189
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	1STAM TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	575 9TH ST SE, MINNEAPOLIS, MN 55414-1399

Mortgage

Document Number	0001426190
Date	Oct 1, 2021
Instrument	1426190

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Oct 1, 2027

Mortgage

Document Number	0001426191
Date	Oct 1, 2021
Instrument	1426191

Lender

Name	MINNWEST BANK
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$79,450.00 (+8.74%)
2025		$4,716,200 (+7.82%) Land $183,600 Building $4,532,600	$4,716,200 (+7.82%) Land $183,600 Building $4,532,600
2024	$73,066.00	$4,374,000 (+5,182.61%) Land $187,200 Building $4,186,800	$4,374,000 (+5,182.61%) Land $187,200 Building $4,186,800
2022		$82,800 Land $82,700 Building $100	$82,800 Land $82,700 Building $100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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