232 W 2nd St, Duluth, MN 55802 Property Records

St. Louis County property record for 232 W 2nd St, Duluth, MN 55802 · Last verified August 2026

Property Summary

Property Type	Commercial
Lot Size	0.161 acres (7,016 sqft)
Owner	Company Name on File
Last Sale	$220,000 (May 2023)
Tax Bill	$1,592 (2026)
Deeds & Mortgages	Apr 2023 Mortgage May 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-0960-00830`

Property Details

APN / Parcel Number

Primary APN	`010-0960-00830`
Alternative APNs	`1106352` `1148479`

Exterior

Lot Area	7,016 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	1148479
Street Address	232 W 2ND ST
City	DULUTH
State	MN
Zip	55802-1902
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N 70 FT LOTS 46 AND 48 SERIAL #
Legal Subdivision	DULUTH PROPER 1ST DIV WEST 2ND
Legal Lot Number	46,48
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1033
Census Tract	1900

Owner

Source: St. Louis County records · APN 010-0960-00830

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	217 W 1ST ST, DULUTH, MN 55802-1909
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
May 15, 2023	Warranty Deed, Transfer · Commercial Mortgage MINNESOTA POWER EMPLOYEES CU
May 15, 2023	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 15, 2023	Quit Claim Deed, Transfer · Line of Credit MINNESOTA POWER EMPLOYEES CU
Mar 25, 2021	Warranty Deed, Transfer · Commercial Mortgage ARROWHEAD REGIONAL DEVELOPMENT COMM

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	20231466449
Prior Transfer Date	May 01, 2023
Prior Transfer Doc	0001466450
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	DULUTH, MN 55802
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001465474
Date	Apr 25, 2023
Instrument	1465474

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	272 Months
Due	Dec 18, 2045

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 15, 2023
Property Address	DULUTH, MN 55802
Document Number	0001466449
Instrument Date	May 03, 2023
Instrument	1466449
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N 3RD AVE W, DULUTH, MN 55802-1604

Mortgage

Document Number	0001466452
Date	May 15, 2023
Instrument	1466452

Lender

Name	MINNESOTA POWER EMPLOYEES CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 01, 2028

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 15, 2023
Property Address	DULUTH, MN 55802
Document Number	0001466450
Instrument Date	May 01, 2023
Instrument	1466450
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 W 1ST ST, DULUTH, MN 55802-1909

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 15, 2023
Property Address	DULUTH, MN 55802
Document Number	0001068256
Instrument Date	May 01, 2023
Instrument	1068256
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 E 1ST ST, DULUTH, MN 55802

Mortgage

Document Number	0001068257
Date	May 15, 2023
Instrument	1068257

Lender

Name	MINNESOTA POWER EMPLOYEES CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 01, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 25, 2021
Property Address	DULUTH, MN 55802
Document Number	0001038262
Instrument Date	Dec 23, 2020
Instrument	1038262
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 N 3RD AVE W, DULUTH, MN 55802-1604
Investor	Possibly a Property Investor

Mortgage

Document Number	0001038263
Date	Mar 25, 2021
Instrument	1038263

Lender

Name	ARROWHEAD REGIONAL DEVELOPMENT COMM
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Dec 23, 2045

Mortgage

Document Number	0001038765
Date	Apr 05, 2021
Instrument	1038765

Lender

Name	DULTH 1200 FUND INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,592.00 (+2.31%)
2025	$1,556.00 (-2.51%)	$49,000 (-) Land $49,000	$49,000 (-) Land $49,000
2024	$1,596.00 (-4.43%)	$49,000 (-) Land $49,000	$49,000 (-) Land $49,000
2023	$1,670.00
2022		$49,000 (-) Land $49,000	$49,000 (-) Land $49,000
2021		$49,000 Land $49,000	$49,000 Land $49,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370019001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum, AirFiber, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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