521 Volvo Ave, Sebring, FL 33872 Property Records

Highlands County property record for 521 Volvo Ave, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1988
Lot Size	0.261 acres (11,362 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Oct 2021)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C224802004000010`

Property Details

APN / Parcel Number

Primary APN	`C224802004000010`
Alternative APN	`C-22-34-28-020-0400-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,277 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	1,085 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,362 sqft (0.261 acres)
Lot Dimensions	125 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	299 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	282 sqft
Shed	1 Shed
Shed Area	220 sqft
Gazebo	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	521 VOLVO AVE
City	SEBRING
State	FL
Zip	33872-3335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEBRING COUNTRY EST SEC 2 PB 7-PG 34 LOT 1 BLK 40
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	40
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1012
Census Tract	960601

Owner

Source: Highlands County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 VOLVO AVE, SEBRING, FL 33872-3335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 25, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HELENE GRAHAM
Mar 23, 2020	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20212060582
Deed Book / Page	2860 / 1096
Prior Transfer Date	Oct 18, 2021
Prior Transfer Doc	0002060582
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 21, 2026
Property Address	521 VOLVO AVE, SEBRING, FL 33872-3335
Document Number	0002322561
Book / Page	3206 / 1092
Instrument Date	Jul 21, 2026
Instrument	20262322561
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 VOLVO AVE, SEBRING, FL 33872-3335

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 25, 2021
Property Address	521 VOLVO AVE, SEBRING, FL 33872-3335
Document Number	0002060582
Book / Page	2860 / 1096
Map Reference	MB 7 PG 34
Instrument Date	Oct 18, 2021
Instrument	2060582
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 VOLVO AVE, 521, SEBRING, FL 33872-3335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 VOLVO AVE, SEBRING, FL 33872-3335

Mortgage

Document Number	0028601098
Date	Oct 25, 2021
Instrument	2860/1098

Lender

Name	HELENE GRAHAM
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 23, 2020
Property Address	521 VOLVO AVE, SEBRING, FL 33872-3335
Document Number	0001980374
Book / Page	002745 / 000736
Instrument Date	Mar 23, 2020
Instrument	1980374
Transaction Type	Transfer
Record Updated	Apr 20, 2020
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2320 OAK BEACH BLVD SEBRING FL 338756471, SEBRING, FL 33875-6471

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,114.00 (-19%) Homeowner's exemption	$173,520 (+5.49%) Land $23,000 Building $150,520	$173,520 (+5.49%) Land $23,000 Building $150,520
2024	$2,610.00 (+5.41%)
2023	$2,476.00 (+8.79%)	$164,485 (+16.76%) Land $12,880 Building $151,605	$164,485 (+16.76%) Land $12,880 Building $151,605
2022	$2,276.00	$140,871 Land $11,500 Building $129,371	$140,871 Land $11,500 Building $129,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1998–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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