428 Volvo Ave, Sebring, FL 33872 Property Records

Highlands County property record for 428 Volvo Ave, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,598 sqft · built 2006
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$244,000 (Jul 2025)
Tax Bill$2,617 (2025)
Deeds & MortgagesApr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APNC224802004100170

Property Details

APN / Parcel Number

Primary APNC224802004100170
Alternative APN
  • C-22-34-28-020-0410-0170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,598 sqft Living Area
Gross Area2,196 sqft
1st Floor Area1,598 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area408 sqft
DrivewayConcrete Driveway
Driveway Area360 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area70 sqft
Patio Area200 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address428 VOLVO AVE
CitySEBRING
StateFL
Zip33872-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSEBRING COUNTRY EST SEC 2 PB 7-PG 34 LOT 17 BLK 41
Legal Range28E
Legal Township34S
Legal Section22
Legal SubdivisionSEBRING COUNTRY EST
Legal Block41
Legal Lot Number17
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1014
Census Tract960601

Owner

Source: Highlands County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 VOLVO AVE, SEBRING, FL 33872-3342
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2025 · Amount on Record
Deed SaleJul 29, 2025 · Amount on Record
Prior SaleMar 22, 2011 · Amount on Record
Deed Document Number20252271266
Deed Book / Page3134 / 1911
Prior Transfer DateApr 10, 2003
Prior Transfer Doc0001188485
Record UpdatedSep 20, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address428 VOLVO AVE, SEBRING, FL 33872-3342
Document Number0001894063
Instrument DateApr 4, 2018
Transaction TypeMortgage
Record UpdatedMay 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 VOLVO AVE SEBRING FL 338723342, SEBRING, FL 33872-3342

Mortgage

Document Number0001894063
DateApr 25, 2018
Book Page002632/001687
Instrument1894063
Lender
NameWAUCHULA ST BK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueApr 24, 2020

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,617.00 (+3.19%)$214,760 (+5.99%)$235,697 (+2.47%) Land $20,000 Building $215,697
2024$2,536.00 (+2.09%)
2023$2,484.00 (-1.08%) Homeowner's exemption Widower's exemption$202,628 (+3%)$230,022 (+16.93%) Land $11,200 Building $218,822
2022$2,511.00 Homeowner's exemption Widower's exemption$196,726 Land $10,000 Building $186,726$196,726 Land $10,000 Building $186,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1998–2022)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Volvo Ave

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